- 1 Citi® Platinum Select® / AAadvantage® World Mastercard® Review
- 2 Citi AAdvantage Platinum Credit Card (2017.8 Updated: 60k Offer Is Expired)
- 3 Aviator Red vs Citi AAdvantage Platinum Select – Which is better for AA miles?
- 3.1 American AAdvantage: How to use your miles
- 3.2 Delta SkyMiles: How to use your miles
- 3.3 United MileagePlus: How to use your miles
- 3.4 How to use Amex Membership Rewards points
- 3.5 How to use Chase Ultimate Rewards points
- 4 Citi Dividend Platinum Select: Never Has 5% Cash Back Been Such a Snooze
- 5 Citibank Platinum Select - Website of sojadias!
Citi® Platinum Select® / AAadvantage® World Mastercard® Review
In terms of bonuses and flying benefits, it's tough to find a better airline credit card than the Citi® Platinum Select® / AAdvantage® World MasterCard®. While other cards may offer higher rewards-earning potential and a lower annual fee, the AAdvantage® card is more well rounded.
Latest Update November 16, 2015
Considerable bonuses and extra discounts
Signing up for the Citi® Platinum Select® / AAdvantage® World MasterCard® will earn you 30,000 American Airlines bonus miles once you spend $1,000 within the first three months of owning the card. You can also receive a $100 American Airlines flight discount when you spend $30,000 or more on your credit card during each year of membership. Given the amount you have to spend to receive the $100 discount, though, it’s not exactly spectacular.
First bag free for five plus priority boarding
As a cardmember, your first checked bag is free on any American Airlines flight and the first bag is free for up to four of your travel companions. That can save some significant cash if you have family members or co-workers who often check bags.
When you use your Citi® Platinum Select® / AAdvantage® World MasterCard® on in-flight purchases for food, beverages, and headsets, you will receive a 25% statement credit on these purchases. The savings will appear on your statement as a credit within eight weeks after the transaction appears on your account.
When you redeem your American Airlines AAdvantage® miles, you can earn 10% back on the miles you redeem up to 10,000 miles each year. This is a great way to add more miles to your rewards account by redeeming through American Airlines.
You won’t have to worry about hitting any specific spending limit when you use the Citi® Platinum Select® / AAdvantage® World MasterCard®. If you pay the amount that exceeds your revolving credit limit each month, you can spend as much as you want. For people who want to make a big ticket purchase, this is a great feature to have on a card.
The annual fee for the Citi® Platinum Select® / AAdvantage® World MasterCard® sits at $95, which is tied for the highest in the airline credit card industry. The good news is that the fee is waived for the first year and you do get a pretty decent amount of benefits overall.
For every eligible American Airlines purchase, you will earn two miles per dollar spent. While this is fairly standard in the airline credit card industry, there are other cards that offer higher rewards-earning potential. All other purchases will earn you one mile per dollar spent.
- Annual Fee: $95 ($0 first year)
- Cash Advance Fee: $10 or 5% per cash advance
- Cash Advance Rate (APR): 25.24%
- Foreign Currency Transaction Fee: 3% per transaction
- Introductory Rate (APR): None
- Standard Rate (APR): 15.24%
- Default Penalty Rate (APR): 29.99%
- Late Payment Fee: Up to $35
- Minimum Interest Charge: $0.50
- Over-Limit Fee: None
- Returned Payment Fee: Up to $35
- Introductory Balance Transfer Rate (APR): None
- Standard Balance Transfer Fee: $5 or 3% per transfer
- Standard Balance Transfer Rate (APR): 15.24%
- Additional Rewards for Dining: None
- Additional Rewards for Gas: None
- Additional Rewards for Groceries: None
- Additional Rewards for Shopping: None
- Additional Rewards for Travel: None
- Bonus Points Offered: None
- Rewards Earnings for All Purchases: 1 mile per $1
- Sign-Up Bonus: 30,000 miles after spending $1,000 within first 3 months
- Type of Reward: Miles
We find the best of everything. How? We start with the world. We narrow down our list with expert insight and cut anything that doesn't meet our standards. We hand-test the finalists. Then, we name our top picks.
Citi AAdvantage Platinum Credit Card (2017.8 Updated: 60k Offer Is Expired)
Citi AAdvantage Platinum Select World MasterCard (Citi AA) Review
2017.8 Update : The 60k offer is expired. Now there’s only regular 50k offer.
2017.5 Update2 : Some people received this targeted offer by mail: earn 65k after $4000 spending in the first 4 months. You can try to match this offer if you applied recently!
2017.4.26 Update : 60k public offer now alive (link updated below) ! Unfortunately this offer still contains 24-month no-bonus restriction. HT: TPG.
- 50k offer: earn 50,000 AAdvantage Miles after spending $3,000 in first 3 months! The best offer is 60k.
- 10% of your redeemed miles back. 10,000 miles maximum per calendar year.
- We value AA Miles at 1.6 cents/point (Airline Miles Value), but you will earn 10% of your redeemed AAdvantage miles back with this card, which makes 1 mile worth about 1.78 cent for this card. So the 60k highest sign-up bonus is worth about $1068! See A Beginner’s Guide to AA Miles to check for details about AA Miles.
- Earn 2 AAdvantage miles per $1 spent on eligible American Airlines purchases, 1 AAdvantage mile per $1 on other purchases.
- First checked bag free on domestic American Airlines flights for you and up to four companions.
- Priority boarding on American Airlines flights.
- 25% savings on eligible in–flight purchases using card.
- No Foreign Transaction Fee.
- Citi retention offer (offer for cardholders who wants to close their accounts) is typically very generous, but still, YMMV (Your mileage may vary).
- $95 annual fee, but waived for the first year.
The value of the highest sign-up bonus 60k AA Miles is about $1068, which makes it one of the best sign-up bonus and thus worth applying for almost anyone who may use miles. However, the earnings rate is not impressive, which makes it hard to cover the $95 annual fee. If you fly AA a lot so that the AA related perks make up the annual fee, this credit card is worth keeping. Otherwise you can consider downgrading it to some cards with no annual fee.
Aviator Red vs Citi AAdvantage Platinum Select – Which is better for AA miles?
That's $625 toward travel when you redeem through Chase Ultimate Rewards®. Or transfer points to United MileagePlus®, Southwest, British Airways, Marriott, and more.
Or, consider other cards for 50,000 more miles or points that transfer into United miles with additional flexibility for your everyday spending.
80,000 bonus points + free anniversary night
Reward nights start at 10,000 points. Free anniversary night (no points needed) good at any IHG hotel (Intercontinental, Crowne Plaza, more).
Earn 80,000 bonus points - Chase Ink Business Preferred℠
$1,000 toward travel or transfer to United, Southwest, and more.
Check here for MileCards.com's full list of the latest offers
American AAdvantage: How to use your miles
Delta SkyMiles: How to use your miles
United MileagePlus: How to use your miles
How to use Amex Membership Rewards points
How to use Chase Ultimate Rewards points
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Starwood Preferred Guest® Credit Card from American Express
Platinum Card from American Express
Since Citibank and Barclaycard both issue credit cards that earn American Airlines miles, and both banks offer multiple flavors of cards, there are plenty of options available.
Here we’re going to look at the Barclaycard Aviator Red and the Citi AAdvantage Platinum Select, the most popular AAdvantage card issued by each bank, and help you see the differences and similarities in benefits and determine the best fit based on your needs.
We’re going to into more detail below, but the short answer is:
- Get the AAdvantage Aviator Red if you want a new signon bonus and already earned one from Citi, need to earn extra Elite Qualifying Dollars, prefer to deal with Barclay over Citi, or if you would like to upgrade or downgrade your Aviator Red to another Barclaycard, like the Aviator Silver, at some point.
- Get the Citi /AAdvantage Platinum Select if you’re getting an AAdvantage card for the first time, want to avoid an annual fee the first year, want better travel protection, and don’t care about earning AAdvantage elite status.
Here’s a rundown of the major features of each card. They’re pretty similar, so we’ve listed benefits that both cards offer, as well as benefits only available with just one of the cards…
Citi / AAdvantage Platinum Select and Aviator Red
- Earn 2 American Airlines miles per dollar spent on American Airlines purchases and 1 American Airlines mile per dollar spent on all other purchases.
- Earn a $100 American Airlines flight discount when you spent $30,000 or more during your cardmember year.
- Check your first bag for free for yourself and up to four traveling companions when traveling domestically.
- Preferred boarding for up to four traveling companions on domestic flights.
- 25% savings on in-flight purchases
- 10% of your redeemed miles back, up to 10,000 miles back per calendar year
- No foreign transaction fees.
- Earn 40,000 bonus miles after your first purchase
- Earn up to $3,000 Elite Qualifying Dollars by spending $25,000 in a calendar year
- $1,500 Trip Cancellation coverage – in case an illness or other covered reason forces you to cancel your flight or trip purchased with the card
- Chip + PIN – this card can be assigned a PIN so you can use it at kiosks like train ticket machines when you’re traveling abroad
- $95 annual fee
- Earn 50,000 bonus miles after you spend $3,000 in the first 3 months
- Trip Delay coverage – up to $500 for lodging if your flight is delayed 12 hours or more
- $5,000 Trip Cancellation coverage – in case an illness or other covered reason forces you to cancel your flight or trip purchased with the card
- $95 annual fee, waived the first 12 months
- There’s no minimum purchase requirement to earn the intro bonus – just make one purchase of any size and you’ve earned it
- You can earn the intro bonus even if you already have or had a Citi AAdvantage card before. Citi won’t let you earn the bonus twice in less than two years.
- You get the opportunity to earn Elite Qualifying Dollars toward elite status
- It’s the only way to access the Aviator Silver card, which offers Elite Qualifying Miles. To get the Silver, you need to open an Aviator Red and hold it for at least 60 days before upgrading.
- Like all cards from Barclaycard, it has full Chip + PIN functionality, so you can assign a PIN and use it to make purchases at kiosks, toll booths, and other places that don’t accept cards without a PIN.
- There annual fee isn’t waived the first year, so you have to pay $95 on your first statement.
- The travel protection isn’t as good as with the Citi AAdvantage Platinum Select, which offers trip delay coverage and higher trip cancellation coverage.
- Good 50,000 mile introductory bonus, bigger than the Aviator Red bonus
- Better travel protection, with $5,000 in trip cancellation coverage vs $1,500 for the Aviator Red, and $500 in trip delay coverage, vs none for the Aviator Red
- The annual fee is waived the first year
- No ability to earn Elite Qualifying Dollars
- You need to spend $3,000 on the card before you can earn the sign on bonus.
- Chip-only for international travel, no full PIN capability so you might not be able to use the card at unmanned kiosks
These cards are both pretty similar on the surface. When American Airlines and US Airways merged, American Airlines decided to continue having their credit cards issued through Citibank and since US Airways cards were previously issued through Barclaycard, American Airlines decided to offer a very similar credit card through Barclaycard as well.
In short, it probably doesn’t make a big difference what card you get. You’ll probably better off getting the Citi AAdvantage card if you don’t have one already, because the annual fee is waived the first year and the travel protection benefits are stronger.
But if you’re interested in earning Elite Qualifying Dollars to help you toward AAdvantage elite status, get the Aviator Red, which unlocks that feature, and gives you a way to get the Aviator Silver for even more elite qualifying opportunities. You might also get the Red if you already have the Citi AAdvantage so you can snag a quick signon bonus to boost your AAdvantage miles.
Another thing you might want to consider is what bank you prefer. Some people prefer to work with Citi over Barclay or vice versa. In other cases, you might want to consider what bank you have a better chance of getting approved with.
The final consideration that we would recommend is whether or not you will want to keep the card. You often have an option to upgrade or downgrade a credit card within a bank’s credit card offerings. For example, you could upgrade your Aviator Red (Barclaycard) to an Aviator Silver (Barclaycard), but you could not upgrade an AAdvantage Platinum (Citibank) to an Aviator Silver (Barclaycard). Likewise, it may be possible to downgrade credit cards later on.
Especially in cases like the Aviator Silver, where you cannot apply directly, it is worthwhile to lean in favor of one credit card over the other if you would like to product change later on.
Citi Dividend Platinum Select: Never Has 5% Cash Back Been Such a Snooze
Aw nerds! This card is no longer being offered. Please visit NerdWallet’s Best Citi Credit Cards page to learn about Citi’s current offers.
The Citi® Dividend Platinum Select® Visa® Card - $200 Cash Back sounds okay on paper: 5% cash back in rotating categories that change quarterly, $200 Cash Bonus after spending $500 - in first 3 months, and a $0* annual fee. But when you consider the competition, the Citi® Dividend Platinum Select® Visa® Card - $200 Cash Back doesn’t have too much going for it.
With the Citi® Dividend Platinum Select® Visa® Card - $200 Cash Back, you earn 5% cash back in bonus categories that change quarterly and 1% elsewhere – but only up to $300 in rewards earned annually. That’s $6,000 of bonus spending total, or $1,500 in bonus spending per quarter. Finally, you’ll earn $200 Cash Bonus after spending $500 - in first 3 months signup bonus for your trouble. Here are the Citi® Dividend Platinum Select® Visa® Card - $200 Cash Back’s 2013 bonus categories:
- January – March (Q1): Drugstores, fitness clubs, Zappos.com
- April – June (Q2): Home furnishing stores, home and garden, and Home Depot
- July – September (Q3): TBA
- October – December (Q4): TBA
There are a lot of 5% cash back cards out there, enough to make the American Idol auditions look like a ghost town. And we’d argue that, in its own way, each card is able to beat out Citi. At first glance, they’re all the same: 5% on rotating categories that change every quarter. But…
The Discover it® - 18 Month Balance Transfer Offer: Long 0% period, better bonus malls
The Discover it® - 18 Month Balance Transfer Offer offers 0% on Purchases for 6 months and 0% on Balance Transfers for 18 months, and then the ongoing APR of 11.99% - 23.99% Variable APR. It doesn’t cap rewards overall, but does limit bonus rewards to $1,500 spent a quarter. If you maxed out on bonus rewards, you’d still get more than you would with the Citi® Dividend Platinum Select® Visa® Card - $200 Cash Back – remember that the $300 annual rewards cap is equal to $1,500 in bonus spending per quarter. Moreover, the Discover it® - 18 Month Balance Transfer Offer has no foreign transaction fee, no penalty APR, and no late fee on your first late payment. Finally, it offers access to ShopDiscover, which roundly beats out Citi’s Bonus Cash Center in offering extra rewards with certain merchants.
Chase Freedom®: Longer 0% period, better rewards
The Chase Freedom® also offers a long zero-APR period of 0% on Purchases and Balance Transfers for 15 months, and then the ongoing APR of 15.99% - 24.74% Variable APR. It also has a generous sign-up bonus: Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening. It too has a cap of $1,500 per quarter in bonus spending. Again, that’ll net you more rewards than will the Citi® Dividend Platinum Select® Visa® Card - $200 Cash Back. The Citi® Dividend Platinum Select® Visa® Card - $200 Cash Back rolls out its bonus categories as they come, but here’s the Chase Freedom®’s schedule for 2013:
- Q1 (January – March): Gas, drugstores and Starbucks
- Q2 (April – June): Restaurants and movie theaters
- Q3 (July – September): Gas, theme parks and Kohl’s
- Q4 (October – December): Amazon.com and “select department stores”
That’s 5% back for half the year on gas, and during the holiday season, you’ll get a bonus in key shopping categories.
Citibank Platinum Select - Website of sojadias!
Citibank platinum select
Citi Platinum Select Card offers an advantageous introductory rate and the offers and. Economy Watch provide complete information on Citi Platinum Select Card. $150 cash back after $500 in purchases within the first 3 months of account opening 3 Earn 5% cash back at The Home Depot and on Home Furnishing and Home & Garden. Extra Cash from Citi Extra Cash from Citi is a NO FEE benefit that offers you discounts on travel, entertainment, merchandise and much more.
Citibank platinum select phone number
The Citi Platinum Card includes 24/7 customer service, free additional. Citi ® Platinum Select ® Card : Apply Now : FAQs : Citi ® Platinum. Citi® Platinum Select® Card: 1-800-950-5114: Citi® Smart Card: 1-800-950-5114 Citi® Dividend Platinum Select® Visa® Card for College Students.
Citibank platinum select mastercard
The credit card offer you're looking for is currently unavailable. Apply for the Citi Platinum Select MasterCard credit card for a low APR. Get 0% APR on purchases & balance transfers with the Citi Platinum Select credit card. The NEW Citi ® Platinum Select ® / AAdvantage ® Visa Signature ® Card. Managing your Citi credit card accounts just got easier. However, if you choose to reject cookies, you may not be able to use certain of our online services or web site features. The Citi Platinum Select Visa offers 0% introductory APR on balance transfers and purchases for 18 months. Reviews & detailed card information about the Citi® Platinum Select® MasterCard.