Who has 0 apr on new cars Vehicle Purchase Assist

Gold Coast Car Brokers

Our fee is equal to 1% of the invoice cost of the new car before the trade-in has been deducted from the price. For example if your new car costs $15,000 then the fee would be $150, if the new car costs $25,000 then the fee would be $250 and so on.

What are the potential savings from using your service?

Depending on the brand and price of the car you could save up to 10% or more. This might be $1000 on a cheaper car or even up to $10,000 on a more expensive car. We can also negotiate the price on aftermarket treatments for you and save you hundreds of dollars on these. We also keep up to date with car finance rates and can negotiate a better rate at the dealership or recommend alternate companies which have better deals.

If your fee is low and I could potentially save thousands, why don’t you charge more?

We would like to keep our fees low so we can help everyone including first car buyers and pensioners. We are also about high volume of transactions rather than large profits per deal.

How does Vehicle Purchase Assist receive great prices on new cars?

We deal direct with Sales Managers at dealerships rather than sales consultants. We also bring the dealerships lots of genuine buyers who mean business. Dealerships try to meet two requirements each month – high gross profits per deal and high volumes of cars delivered. We help them meet their volume target.

Car tax changes from April 1 will see the running costs of popular new motors leap, as seven in ten will pay more

By Ray Massey For Thisismoney.co.uk 11:18 BST 13 Jan 2017, updated 01:39 BST 14 Jan 2017

Who has 0 apr on new cars

  • Change to car tax rules will see only zero-emission new cars pay nothing at all
  • All new cars above this will pay a flat £140 per year after the first 12 months
  • Cars costing more than £40,000 will be hammered with extra £310 a year cost
  • Changes only affect brand new cars, for others existing system remains

Seven out of ten new car buyers will pay more road-tax from this spring as cars once considered ‘green’ are squeezed for more money, a new report revealed on Friday.

Revised Vehicle Excise Duty tax bands on new cars bought from April 1, will add more than £500 to the long-term running costs of Britain’s most-popular and eco-friendly new cars.

By contrast, buyers of some of the most polluting and gas-guzzling vehicles will receive ‘significant benefits’ and could save up to £245 under new zero and standard tax bands, according to a report by consumer website Honest John.

Cars costing more than £40,000 new will be hammered for an extra £310 per year.

The moves will swell Treasury coffers by an extra £1.4billion over the next four years, Honest John's report concludes, a reversal of the situation where greener engines have begun to cost the Government money.

New car buyers are becoming victims of a government ‘u-turn’ over its policy of ‘the polluter pays,’ the report said.

This has been driven by the fact that, as cars have become ever-cleaner, the revenue collected by the Treasury has fallen significantly.

So to raise more cash, the Treasury tightened the screw, with cars once considered ‘green’ now treated like ‘gas guzzlers'.

The UK’s best-selling car - the Ford Fiesta 1.0 EcoBoost 100PS - will cost £540 more to tax over four years, while buyers of the Ford Mustang V8 stand to save £245 over the same period of time.

Even a zero-emissions Tesla Model S faces an extra £930 bill over four years (the first year is free, but then a £310 per year premium car charge applies for the next three).

The changes to vehicle excise duty - announced by former Chancellor George Osborne in his 2015 Budget before he left office in the wake of June’s Brexit vote - have been criticised by motor industry experts as 'unfair and perverse'.

The controversial new-car road ‘reforms’ kick in from April 1. This is a month after the introduction of the 17 plate registrations in March, which along with September vies to be the biggest selling month.

A record 2.69 million cars were sold in 2016 and only slightly fewer are expected to be bought in 2017.

The changes do not affect existing cars, only new purchases.

So families who already own green cars, or buy them before April 2017, will not be affected and remain on the current tax scales.

The reforms have, however, created a rush by some drivers to try and buy their new cars before the new rules take effect on April 1. But some are being thwarted by delays in deliveries of some of the newest and greenest vehicles.

Currently, vehicles that emit less than 99g/km qualify for zero Vehicle Excise Duty for the first year and pay nothing for every year after.

However, from 1 April 2017, the Government will replace the current sliding-scale 13 band tax system with three new bands - zero, standard and premium.

  • Zero will apply only to zero CO2 emissions cars
  • Standard will apply to other cars
  • Premium will be an extra five-year surcharge for new cars costing more than £40,000

In the first year of ownership , all cars' tax will be rated on C02 rating, with 13 different bands, ranging from zero emission cars paying nothing, to the most polluting paying £2,000.

After the f irst year of ownership , zero rated cars will pay no car tax and standard cars will pay £140 per year, but cars that cost more than £40,000 new will incur an extra premium surcharge of £310 per year for the next five years.

This surcharge will also apply for pure electric cars with a list price above £40,000.

The flat rate will reward gas guzzlers under £40,000

Many gas-guzzlers will benefit from this new flat rate because it is less than they currently pay under the existing sliding scale system.

A driver buying a hybrid car, which uses electricity and petrol and is currently exempt from road tax, will pay £10 in year one and £140 a year thereafter.

The HonestJohn report said: ‘All new cars bought after 1 April with sub-99g/km CO2 emissions will pay for road tax - a move that will add up to £540 to the long-term running costs of some of Britain’s cleanest and most efficient cars.'

However, buyers of many new high-performance cars and gas-guzzlers costing under £40,000 who currently pay high tax every year will be ‘quids in’ because the new flat-rate £140 payable after the first year is less that they would pay under the current graduated system.

The report noted how a consumer buying a Mitsubishi Shogun 3.2 DI-DC automatic, for example, will save £265 over four years, regardless of the fact that the SUV produces a ‘whopping’ 245g/km of CO2, the so-called ‘greenhouse gas’ blamed by scientists for global warming

Similarly, buyers of the Subaru WRX and Nissan 370Z, both emitting over 240g/km, will save hundreds of pounds under the new revised car-tax system.

The rush to beat the tax deadline

Buyers rushing to secure a zero-tax car may also encounter some holdups.

Customers are being given lead times of four to five months for delivery the Mercedes-Benz C-Class and Volvo XC90.

Buyers of the popular Fiesta face a three-month wait, while Focus orders with the EcoBoost engine stipulate a wait of 3.5 months: ‘This is making it increasingly difficult to get a tax-free car before the new rules come into force,’ the report said.

It added: ‘Until now, the government has offered zero VED to entice car buyers into eco-friendly vehicles.

However, with 74 per cent of new cars emitting less than 130g/km of CO2, the government has made a U-turn on its policy and introduced rules to force buyers of new, efficient cars to pay more.’

Honest John’s managing editor, Daniel Powell, said: ‘Many motorists are unaware of the changes that are coming for VED, but the fact of the matter is this – the system is changing, and low emissions cars won’t be as tax efficient as they were before.’

AA President Edmund King said: ‘These changes are coming and could make a big difference to their household spending.

‘It seems counter-intuitive that ultra low emission vehicles could cost more to tax than gas guzzling cars. Some of the worst polluting vehicles will actually see a reduction in car tax.'

who has 0 apr on new cars

My first new car loan in the 80's was 17% as an 18 year old with no credit Who has 0 apr on new cars

Keep in mind the rate is only a few dollars a month so the price of the car/down payment is the big picture!

2018 Porsche Cayenne: An SUV that can go from 0-100 in a blistering 4.5 seconds!

Who has 0 apr on new cars

Back in 2003, when Porsche announced the Cayenne SUV. Angry Porsche fans simply wouldn’t have it, a Porsche SUV was as ludicrous as the idea itself. The Cayenne, however, turned out to be a masterstroke, not for 911 customer, but for people who were looking to buy a great premium SUV. It turned out to be very quick and extremely good to drive, but most importantly it was Porsche’s money plant being one of the top selling Porsches ever made. The thing is that while Porsche keeps making faster 911’s, Boxster and Caymans, it's the Cayenne sales that support these endeavors. And it helps that it is bloody good at what it does. The new Cayenne as is usually the case with Porsche has a striking resemblance to its predecessor. Although it is an entirely new car, based on a new platform that is wider and longer than any car in the previous generations. It has larger intakes in the front and a thin horizontal light bar at the back. Cosmetically that’s all there is on the new car. Under that is where Porsche got serious, the lighter aluminum chassis cut almost 70 kilos from the outgoing SUV, the Cayenne also uses staggered front and rear tire sizes, a new air suspension, and the Volkswagen Group’s trick 48-volt electrical chassis system.

Who has 0 apr on new cars

There will be two trims on offer for the new Cayenne a single-turbo 3.0-liter V6, and the Cayenne S, with a twin-turbo 2.9-liter V6. The single charged Cayenne is slated to make about 340 horsepower and 450 Nm of torque and does zero to 100 kmph in 5.9 seconds; its twin-charged sibling puts out 440 horsepower and 550 Nm of torque and clears the ton in a staggering 4.9 seconds, or 4.6 seconds with the Sports Chrono package. The power makes it to wheels through an eight-speed Tiptronic S transmission which is now standard across the lineup, it also gets four different off-road settings, which make mud-thrashing a breeze.

Ford Has a Key Issue That Overshadows Lift from Harvey Victims Buying New Cars

It's natural for investors to wonder which companies stand to benefit from post-Hurricane Harvey rebuilding efforts, but before you assume that a given name will gain from this or any other natural disaster, it makes sense to check the stock's charts. For example, technical analysis says that three seemingly likely winners -- Ford Motor Co. (F) , building-supply firm Masco (MAS) and materials maker PPG Industries (PPG) -- might not win at all.

Let's check them out:

A friend suggested over the weekend that Masco might be worth a look, as the company owns Delta Faucet Co. and a variety of other home-improvement brands. That seemed like a reasonable suggestion at first, but the stock's daily chart actually indicates that MAS is about to move lower:

Who has 0 apr on new cars

As you can see at the right of the chart above, a descending triangle pattern has formed, projecting that MAS will fall from Tuesday's $36.31 close down to roughly the $33 area. At the very least, MAS should drop to $35 (the dotted green line above) so that it fills a gap created back in April. Masco's moving average convergence/divergence indicator (MACD) has also been trending lower since June (the red line above at right), which foreshadows a break to the downside.

It came as no surprise that Ford gapped higher on Monday's opening, as Hurricane Harvey flooding is damaging countless cars and it's reasonable to assume that automakers gain from the post-storm recovery.

However, Monday's early Ford buying quickly faced a wave of selling pressure, then sentiment deteriorated even more as the session wore on and the stock eventually closed lower for the day. Those who bid Ford higher at the open were quickly handed a loss, and despite recent gains, the automaker's longer-term trend looks downbeat:

Who has 0 apr on new cars

The chart above is telling us that while Ford might gain some sales due to the hurricane, any spurt could be a one-time event. Meanwhile, other industry developments could have longer-lasting negative impacts. For example, the rise of ride-sharing companies like Uber and Lyft has the potential to permanently change the auto sector's landscape.

Surely PPG -- one of the world's largest suppliers of paint, fiberglass, and other coatings -- stands to benefit from post-Harvey rebuilding, right?

That line of reasoning makes sense, but the chart below indicates that the stock is heading lower:

Who has 0 apr on new cars

PPG's weekly chart shows that a so-called bear-flag pattern has formed (the yellow circle above). This projects the stock -- which is trading at around $114 as I write this -- will fall to about $98.

Of the three names above, only PPG finished higher on Monday, climbing a mere 0.41%.

In other words, the so-called "smart money" had its chance to pile in . but passed on all three names. That alone should tell us everything that we need to know about these names.

(This commentary originally appeared on Tuesday on Real Money Pro, our premium site for Wall Street professionals and active traders. Click here to get great columns from Ed Ponsi, Jim Cramer and others even earlier in the trading day.)