preapprovedtotal.com – Apply Total Visa Credit Card

July 10, 2016 By admin

  • Apply for the popular Total Visa Credit Card with the 8 character Reservation Code from the mailing promotion
  • The 8 character Reservation Code can be found at the bottom of the Pre Approved Total letter
  • Those who did not receive a promotional offer can still apply by providing their name and some financial information

The Pre Approved Total is being sent to consumers who information on their credit report indicating that they meet certain criteria BUT does not guarantee approval. Customers who have already applied for the Pre Approved Total promotional offer in the last 30 days will not be approved.


Looking for Instant Response Prepaid and Credit Card Applications?

Pre approved visa credit card

Fast and easy application process; results in seconds.

Initial Credit Limit of $500.00!* (subject to available credit).

Monthly reporting to the three major credit bureaus.

Must have Active Debit Card or Credit Card to qualify.

$500 Credit Limit.

No Credit Check.

Best Credit Cards with Instant Response:

  • Get the security and convenience of a full-feature, unsecured VISA® Credit Card - accepted at millions of merchant and ATM locations nationwide and online
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won´t
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online
  • Shop Brand Name Electronics.
  • No Turn Downs.
  • Credit Limit of Up To $3,500. 6
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine VISA card accepted by merchants nationwide across the USA and online

Digital-Friendly Retailers Make Gains Wi[. ]

Retailers without a mobile-friendly component are suffering in the wake of the digital revolution, according to recent statistics that examine the buying and shopping habits of the younger generation. Millennials are embracing technologically advanced merchants, like[. ]

Q:What is an annual fee? I have a credit score of 578 and am working wit[. ]

Annual fee is a fee you should pay the credit card issuer every year you use the credit card. Annual fee is usually charged at the beginning of every year of your card membership, but some issuers can divide the annual fee into twelve equal charges and charge it monthly[. ]

There are many factors that come into play when selecting a new credit card. Sometimes it comes down to just how long it will take for you to actually get that credit card. If you need a credit card quickly, you will find our collection of instant approval credit cards appealing. On this page, you will find the best credit card offers for quick approval and a comparison of their features and conditions. However, it should be noted that not all offers on this page will have quick approval but a response will be provided within 60 seconds of completing the application.

With instant decision credit cards, you will receive a response within one minute. The decision process takes into account your financial history, credit report, and the card issuers approval policies. In general, you need a good or excellent credit score in order to qualify for these cards. Your FICO score is an indicator of how much of a risk you are to the lender. If you have a high credit score, the bank can approve you quicker. These cards do not guarantee that you will be approved.

Pre approved visa credit card

If an instant approval credit card does not suit your current needs or credit score, you might want to consider some of our other offerings. If your credit score is good or excellent, you are likely eligible for some of our best credit cards. We also offer balance transfer cards that allow you to move your balance from a high interest card to ones with a lower interest rate. You also might want to look at the products on our lowest APR credit cards page. And if you are trying to avoid fees, you should look at no fee credit cards. If you own a company, you should look into business credit cards which offer rewards. And if you are new to the world of credit cards, consider our student credit cards.


Pre approved visa credit cardMoneySuperMarket.com

You will find the Visa logo on an enormous variety of credit cards issued by the likes of Barclaycard, RBS and NatWest, MBNA and Capital One. Some providers may also make use of Visa's growing variety of payment methods such as contactless. Visa has also introduced ‘the Verified by Visa’ scheme which protects your card details when making a purchase online.

Compare Visa credit cards - Sorted by APR

Balance transfer 0% for 12 months Then 15.9%

Purchases 0% for 12 months Then 15.9%

Nationwide credit cards are for members only. You’re a member if you have a current account, mortgage or savings account with Nationwide. See provider site for more details

If you spend £1,200 at a purchase interest rate of 15.9% p.a. (variable) your representative rate will be 15.9% APR (variable).

Balance transfer 0% for 12 months Then 17.9%

Purchases 0% for 12 months Then 17.9%

Nationwide credit cards are for members only. You’re a member if you have a current account, mortgage or savings account with Nationwide. See provider site for more details

If you spend £1,200 at a purchase interest rate of 17.9% p.a. (variable) your representative rate will be 17.9% APR (variable).

If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

Balance transfer 0% for 40 months Then 19.9%

If you spend £1,200 at a purchase interest rate of 19.9% p.a. (variable) your representative rate will be 19.9% APR (variable).

Balance transfer 0% for 39 months Then 20.9%

If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

Balance transfer 0% for 30 months Then 20.9%

£20 cash back if you make balance transfers or money transfers totalling at least £1,000 within the first 60 days of your account opening. T&Cs apply

If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

Balance transfer 0% for 32 months Then 18.9%

Receive £25 cashback when you make balance transfers or purchases of at least £100 within 60 days of account opening. T&Cs apply. Limited offer, ends 1st October 2017

If you spend £1,200 at a purchase interest rate of 18.9% p.a. (variable) your representative rate will be 18.9% APR (variable).

Balance transfer 0% for 25 months Then 19.9%

Purchases 0% for 25 months Then 19.9%

If you spend £1,200 at a purchase interest rate of 19.9% p.a. (variable) your representative rate will be 19.9% APR (variable).

Balance transfer 0% for 32 months Then 19.9%

If you spend £1,200 at a purchase interest rate of 19.9% p.a. (variable) your representative rate will be 19.9% APR (variable).

Balance transfer 0% for 12 months Then 21.9%

Purchases 0% for 12 months Then 21.9%

If you spend £1,200 at a purchase interest rate of 21.9% p.a. (variable) your representative rate will be 21.9% APR (variable).

Balance transfer 0% for 26 months Then 22.9%

Purchases 0% for 26 months Then 22.9%

If you spend £1,200 at a purchase interest rate of 22.9% p.a. (variable) your representative rate will be 22.9% APR (variable).

Balance transfer 0% for 18 months Then 24.9%

If you spend £1,200 at a purchase interest rate of 24.9% p.a. (variable) your representative rate will be 24.9% APR (variable).

If you spend £1,000 at an annual interest rate of 29.84% p.a. (variable) your representative rate will be 29.8% APR (variable).

If you spend £1,200 at a purchase interest rate of 34.9% p.a. (variable) your representative rate will be 34.9% APR (variable).

If you spend £1,000 at a purchase interest rate of 39.94% p.a. (variable) your representative rate will be 39.9% APR (variable).

If you spend £1,000 at a purchase interest rate of 59.94% p.a. (variable) your representative rate will be 59.9% APR (variable).

If you spend £1,200 at a purchase interest rate of 6.9% p.a. (variable) your representative rate will be 6.9% APR (variable).

Visa is a technology and payments system which credit card and debit providers choose to sign up to. It is not a bank and doesn’t issue cards, but it provides the processing systems which connect Visa bank and payment service providers with retailers that accept Visa.

If you have a Visa credit card, you can use it in more than 29 million places across the world.

Credit cards give you valuable consumer protection that cash and debit cards don’t. Under Section 75 of the Consumer Credit Act, if you pay for goods or services using a credit card, the card provider is jointly liable with the retailer if something goes wrong.

This protection only applies to items or services costing between £100 and £30,000. So, for example, if you ordered a bed costing £500 and the shop you bought it from goes bust before it is delivered, the credit card provider should provide you with a full refund.

Many Visa credit cards now come with contactless payment technology so that you can make simple, fast and secure payments of purchases less than £20. To make the transaction, you simply need to hold your contactless card within a few centimetres of a payment terminal and funds will be automatically deducted without you having to enter your PIN.

Your personalised chance of approval

We've taken the details you gave, and used them to show you personalised scores to tell you the chance that your application for each card would be successful.

Every time you apply for a credit card, a mark is left on your credit score. That means it's better get it right first time. Your scores help you understand which cards you have the strongest chance of getting.

The higher the score, the stronger chance you have of getting the card. If you see a very low score, you're probably better off choosing a different card.

Consider a different card Not eligible 1/10 2/10 3/10 4/10 5/10 Your chances are good 6/10 7/10 8/10 9/10 9.5/10 You've been pre approved

If you see a high score, you can be fairly confident. The scores aren't a guarantee, as acceptance of your application is at the sole discretion of the card issuer, but they should help guide your choice.

If you see a pre-approved score it may be subject to you passing additional ID and fraud checks by the provider.

In some cases, we will not be able to display a score for a product because we do not have enough information about the card issuer’s acceptance criteria or we have not been able to match your details at the credit bureau.

We work closely with our partners to improve our eligibility scores for all products that are of interest to you.

We're free and independent, as well as offering exclusive deals you can't get anywhere else.

Moneysupermarket is a credit broker – this means we’ll show you products offered by lenders. We never take a fee from customers for this broking service. Instead we are usually paid a fee by the lenders – though the size of that payment doesn’t affect how we show products to customers.

Visa is a kind of payment system, rather than a credit card in itself. Card providers issue their credit cards using Visa’s system. Mastercard is the main alternative. Cards featuring either logo can be used with 29million merchants globally.

  1. Borrow money
    1. Credit Cards
    2. Loans
    3. Mortgages
    4. Secured loans
    5. Car finance
  2. Grow your money
    1. Savings accounts
    2. ISAs
    3. Cash ISAs
    4. Stocks & shares ISAs
    5. Share dealing
  3. Daily finances
    1. Current accounts
    2. Prepaid cards
  4. More services
    1. Debt
    2. Legal services
    3. Business finance
    4. Credit report
    5. Travel money
    6. International money transfers
    7. International bank accounts
    8. Charge cards
    9. All our money products
  1. Motoring
    1. Car insurance
    2. Motorbike insurance
    3. Van insurance
    4. Breakdown cover
    5. Caravan insurance
    6. Motorhome insurance
    7. Temporary car insurance
  2. Property
    1. Home insurance
    2. Contents insurance
    3. Buildings insurance
    4. Landlord insurance
    5. Mortgage protection
  3. Lifestyle & health
    1. Travel insurance
    2. Life insurance
    3. Over 50s life insurance
    4. Pet insurance
    5. Health insurance
    6. Payment protection
    7. Dental insurance
    8. Income protection
  4. More services
    1. Business insurance
    2. Public liability insurance
    3. Wedding insurance
    4. New cars
    5. Car leasing
    6. All our insurance products
    7. Motoring blog
  1. Home energy
    1. Gas & electricity
    2. Electricity prices
    3. Gas prices
    4. Dual fuel
    5. Boiler cover
    6. Energy price changes
  2. How to save
    1. Switch energy supplier
    2. Energy bills explained
    3. Energy saving tips
    4. Switching made easy
  3. More energy options
    1. Prepayment meters
    2. Solar power
    3. Feed in tariffs
    4. Green energy
    5. Home bill checker
  4. Business services
    1. Business energy
  1. Broadband
    1. Broadband
    2. Student broadband
    3. Unlimited broadband
    4. Business broadband
    5. Mobile broadband & dongles
    6. Broadband only deals
    1. Broadband & phone deals
    2. Broadband, phone & TV deals
    3. Fibre broadband deals
    4. Speed test
    5. Our providers
    6. Broadband articles and guides
  2. Mobile phones
    1. Mobile phones
    2. Latest mobile phones
    3. Compare iPhone models
    4. Samsung deals
    5. Compare Samsung Galaxy models
    6. Sony deals
    7. HTC deals
    1. Handset contract deals
    2. SIM only deals
    3. SIM free deals
    4. Pay as you go mobile deals
    5. Recycle your old mobile phone
    6. Mobile phones with free gifts
    7. iPhone 7 deals
    8. Latest articles and guides
    9. Business mobile phones
  1. Holiday types
    1. Holidays
    2. All inclusive holidays
    3. Last minute holidays
    4. City breaks
    5. Family holidays
    6. Summer holidays
    7. Winter sun
    8. Holiday parks
    9. Villa holidays
    10. UK holidays
    11. Ski holidays
  2. Travel services
    1. Car hire
    2. Flights
    3. Hotels
    4. Round the world flights
    5. Cruises
    6. Airport parking
    7. Airport transfers
    8. Airport hotels
    9. Cottages
    10. Travel money
    11. Train tickets
    12. FerriesFerries
  3. Destinations
    1. Tenerife
    2. New York
    3. Amsterdam
    4. Majorca
    5. Orlando
    6. Lanzarote
    7. Algarve
    8. Las Vegas
    9. Gran Canaria
    10. Rome
  4. Travel community
    1. TravelSupermarket Blog
    2. TravelSupermarket Facebook
    3. TravelSupermarket Twitter
    4. TravelSupermarket Google Plus
    5. TravelSupermarket.com
Our app
    How we work

      Our site is protected by Norton™ Secured internet security standards. This means that your details are always kept secure.

      For exclusive money saving offers and tips on how to save, follow us on Facebook Twitter YouTube Moneysupermarket.com Limited is an appointed representative of Moneysupermarket.com Financial Group Limited, which is authorised and regulated by the Financial Conduct Authority (FCA FRN 303190). Moneysupermarket.com Financial Group Limited, registered in England No. 3157344. Registered Office: Moneysupermarket House, St. David's Park, Ewloe, CH5 3UZ. Telephone 01244 665700

      We use cookies to give you the best experience. By using our website you agree to our use of cookies in accordance with our

      Cookies are harmless files which can help improve the experience. Cookies allow websites to respond to you as an individual. The website can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences.

      Sorry it looks like you're using a browser that is no longer supported by Moneysupermarket. Your web browsers may have problems displaying certain web page correctly. For a better experience please update you're browser to its latest version.


      pre approved visa credit card

      Pre approved visa credit card Pre approved visa credit card

      Pre approved visa credit card Pre approved visa credit card

      It's easy to apply for your very own Total Visa Credit Card. Simply enter the 8 character Reservation Code printed on the bottom of your letter to get started

      The reservation code you entered was not found. Please try again.

      We're sorry that you're having trouble. Click HERE if you would like to start over.

      The pre-approved offer that you are responding to has expired, but you may still qualify! Click HERE to begin the application process.

      The reservation code you entered has already been used. Click HERE if you would like to complete our normal application process. Please note that you can only apply once every 90 days.

      The Zip Code you entered does not match our mailing records. Please try again and be sure to enter the first 5 digits of the Zip Code from the mailing address shown on the letter we sent to you.

      We're sorry that you're having trouble. Click HERE if you would like to start over.

      We're Sorry - we have ecountered an error. Please try your invitation again later. We apologize for the inconvenience.

      Didn't receive an invitation to apply in the mail? No problem! Just click HERE to be taken to our application page.

      If you received a "prescreened9quot; offer of credit from us in the mail, this offer was based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not continue to meet our criteria, if you already have a product from us, or if you have applied for our product in the last 30 days. If you do not want to receive prescreened offers of credit from this and other companies, call the consumer reporting agencies toll free at 1-888-567-8688, or write to:

      Atlanta, GA 30374

      Woodlyn, PA 19094

      Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth and other information that will allow us to reasonably identify you. We may also ask to see your driver's license or other identifying documents at any time.

      *Card use subject to available credit; for security reasons, card may not be used at automated fuel pumps, for gambling transactions or at merchants outside the United States.


      Chase Pre-Approval (Pre-Qualify for a Credit Card + 5 Best Offers)

      Pre approved visa credit card

      By: Brittney Mayer • June 28, 2017

      Opinions expressed here are ours alone, and are not provided, endorsed, or approved by any issuer. Site may be compensated through the issuer affiliate programs.

      Advertiser Disclosure tap to close

      In the crowded field of credit cards, the Chase family of cards stands out to many as containing some of the best rewards out there. Not only does Chase’s offering of cash back cards have solid rewards and good sign-up bonuses, but the Chase Ultimate rewards program has been lauded as one of the best for flexible travel rewards.

      Unfortunately, top cards come with top qualifications, and Chase has fairly stringent credit requirements for most of its cards. If you’re unsure of your chances of being accepted for a credit card from Chase Bank, your best bet is to check for pre-qualification offers.

      In the pre-approval process, credit card issuers perform a soft pull of your credit, which doesn’t register as an inquiry on your credit report (and, thus, has no impact on your credit score). While not a guarantee of approval, pre-qualification can be a good indicator of your chances.

      Apply Directly for the Card You Prefer

      Maybe you’ve received a letter in the mail telling you you’re pre-approved for a specific Chase offer, which can be a pretty telling sign that you’ll be approved. Still, the fastest way to know is to apply!

      The offer you received may not be your best option, though. Your credit card search will likely come down to which card best fits your particular needs. Your choices will include cash back versus points, bonus categories versus unlimited, and rewards versus zero-fee balance transfers.

      Designed to be the go-to card in your wallet, the Chase Freedom and the Chase Freedom Unlimited are both exceptional everyday cards. Both offer a solid signup bonus with a minimum spend easily attainable for the average cardholder.

      So, how to choose? Well, if a lot of your spending falls into a few common categories, such as groceries and gas, you should consider the Freedom. The 5% category bonus can really add up over the quarter, leading to big rewards.

      For those whose spending defies categorization, the flat-rate cash back of the Freedom Unlimited may be the way to go. Either way, you won’t be stuck paying an annual fee.

      • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
      • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate
      • Enjoy new 5% categories each quarter like gas stations, restaurants and drugstores
      • Unlimited 1% cash back on all other purchases - it's automatic
      • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.99-24.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum
      • No minimum to redeem for cash back
      • See application, terms and details.
      • Unlimited 1.5% cash back on every purchase — it's automatic
      • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
      • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.99-24.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum
      • No minimum to redeem for cash back
      • Cash Back rewards do not expire as long as your account is open
      • No annual fee
      • See application, terms and details.

      Both the Freedom and Freedom Unlimited cards have similar requirements, so if you’re pre-approved for one, you will likely have a good chance of qualifying for the other card. That said, remember pre-qualification is not a guarantee of approval.

      The Chase Sapphire Preferred card is well sought-after by many a traveler for its great signup bonus and Ultimate Rewards points. When it comes to points programs, Chase Ultimate Rewards is ranked high on the list of many a travel blogger and credit card aficionado for its high-value points and flexible options.

      In fact, with the right redemption strategy, Chase Ultimate Rewards can be worth as much as 1.25 cents per point. You can get even more value when you transfer to select airline partners.

      Of course, when it comes to travel cards, branded can often mean better rewards, if you’re willing to sacrifice a little flexibility. The Marriott Rewards Premier credit card has a hefty signup bonus, as well as being a great way to quickly rack up the Marriott Rewards points.

      • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
      • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
      • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
      • No foreign transaction fees
      • 1:1 point transfer to leading airline and hotel loyalty programs
      • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
      • See application, terms and details.

      Both of these cards require excellent credit to be approved, so make sure to check for pre-qualification offers to avoid a fruitless hard credit pull.

      Check Online for Pre-Approval on the Chase Website

      If you prefer to avoid a credit inquiry and know if you’re pre-qualified before you apply, you can hop online to Chase’s website. Chase has a dedicated page for checking for pre-qualification offers, and it can be done in minutes.

      Pre approved visa credit card

      Potential applicants can check for Chase credit card pre-approval offers by filling out a simple online form.

      The pre-approval form is a basic six lines, asking for your name, address, and the last four digits of your Social Security number. Once you complete the form — and acknowledge you understand it is not an actual credit card application — you will be presented with any offers for which you may qualify.

      Depending on your potential credit risk, Chase may not be able to offer you any pre-approval offers. This does not necessarily mean you will be automatically rejected if you apply for a Chase credit card — but it isn’t an encouraging sign.

      Head to the Bank to Find Potential Offers

      Another way to find out if you’re pre-approved for a Chase credit card is to simply ask the teller at your local Chase Bank branch. With over 5,200 branches across 26 states, the chances are good you have one nearby.

      If you’re already a Chase bank member, you may not actually need to ask if you have any offers. Reports indicate that tellers will often mention a pre-approval offer during an unrelated transaction in an effort to increase applications.

      The main impetus for some of those who check for credit card pre-qualification offers at the bank, rather than online, is the suggestion that applicants pre-approved through the bank can circumvent the 5/24 rule. Chase is infamous for thorough implementation of its 5/24 rule, which automatically rejects applicants who have received five or more new lines of credit within a 24-month period.

      Opt Out of Pre-Qualification Offers

      As you will likely find out not long after you start pre-qualifying, credit card issuers have long memories. The issuer will remember you expressed an interest in its products — and it will assume you’re still interested for the foreseeable future.

      If you have the intention of regularly opening new credit cards to take advantage of rewards programs, or “churning” credit cards, you may want to keep the offers coming. Issuers will often provide exclusive terms or bonuses in mail offers that you can’t find online.

      Pre approved visa credit card

      Anyone can opt out of receiving credit card pre-qualification letters online or by phone.

      On the other hand, if you’re a bit tired of recycling credit card pre-approvals every week, you can choose to end it all — all the offers, that is. You can go online here to opt out of credit card pre-approval offers, or call 1-888-5-OPT-OUT.

      Get on Your Way to Ultimate Rewards in No Time

      If you decide to accept a pre-qualification offer, you will be asked to fill out a full credit card application. This application will result in a hard pull on your credit report, which can impact your credit score for several months. In addition, if you are offered more than one pre-qualified credit card offer from Chase, be sure you apply first to the one you want most. Some reports indicate applying for one pre-approved offer can make any additional offers disappear.

      Whether you want a generous cash back card for everyday spending, the ultimate flexible travel experience with Chase Ultimate Rewards, or more Marriott Rewards than you can shake a digital stick at, Chase has something for you. The only downside is, they want you to be worthy — creditworthy.

      Checking for pre-approval offers with Chase can be the best way to make sure you apply for the card for which you’ll most likely be approved. This not only can help save you from disappointment but can also help save your credit score from a futile hard credit pull. Always remember that pre-qualification doesn’t guarantee you’ll be accepted when you do apply, so consider your applications carefully.

      Editorial Note: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.