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We help car buyers with poor credit scores connect to automobile dealerships that may give them a second chance and can get them approved fast for sub-prime auto financing, even with zero or $500 down. ACE works with auto finance companies and car lots in the US and Canada.

We may be able to help you get auto financing no matter what your credit profile is. We work with auto shoppers who have good, fair, terrible or no credit history, as well as with people who have no money down.

Here at Auto Credit Express we may be able to find a lender or dealer that can get approved for vehicle financing even while you're going through awful situations like bankruptcy and repossession. Obtaining an auto loan after bankruptcy discharge is one of the best ways to help you rebuild your credit score, and even if you have not completed the bankruptcy process you're still eligible for an open bankruptcy auto loan. Get back on the road today in a car from one of our national car dealerships that accept bankruptcy clients and specialize in subprime lending.

We have people ask us all the time, "Is it better to sign a lease for a vehicle or try to get approved for a loan?" The answer isn't so straight-forward because each person’s financial situation, credit history and vehicle requirements are different. These factors play a large role in deciding whether leasing a car or taking out an auto loan is the better choice. By evaluating our customer's needs, we can more accurately decide what financing option is going to be the most beneficial for them.

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