ScoreSense to repay $22 million to consumers duped by free credit score offer: Plain Dealing

CLEVELAND, Ohio -- ScoreSense will pay $22 million to settle charges that it offered consumers free credit scores, then socked them with monthly fees for credit monitoring.

Most of settlement money -- $21.9 million -- will be refunded to consumers.

ScoreSense is owned by One Technologies. The Texas-based business is operated by MyCreditHealth and ran at least 50 websites, including,, and

The company advertised heavily online. A typical ad read, "View your latest Credit Score from All 3 Bureaus in 60 seconds for $0!"

Ohio Attorney General Mike DeWine joined the Illinois attorney general and the Federal Trade Commission in filing a lawsuit that accused ScoreSense of luring consumers with promises of free credit scores. Consumers who tried to get their "free" scores were unwittingly enrolled in credit monitoring programs that cost $29.95 a month, the suit said.

More than 210,000 consumers complained about the unexpected charges to their banks or consumer agencies.

The government's lawsuit against the company said that although it added disclosures to its site about the charges, they weren't prominent enough for consumers to notice.

One Technologies said it believed it had adequately disclosed terms to consumers but agreed to revamp those disclosures. "The changes announced today largely involve the location and frequency of notices to consumers about the terms of the free trial offer," the company said in a statement.

Under the settlement, ScoreSense will not enroll anyone in paid programs unless they check an opt-in box or sign a signature line to be enrolled in a paid program. Additionally, before ScoreSense can bill consumers, it must send them information about its programs, charges and the terms.

Under the settlement, it also must make it easy for customers who change their minds to cancel.

Consumers who were billed but who have not contacted the Ohio attorney general's office or the FTC should file a complaint with one of those agencies to make sure they will be covered by the settlement.

File a complaint with the Ohio attorney general's office at or by calling 1-800-282-0515.

The agencies share complaints, so you only need to file with one agency.

Be wary of websites that offer free credit scores. They often require you to share a lot of personal information to receive a score and many stick consumers with hidden charges.

The three credit bureaus are required to give you your free credit report -- but not a free score -- once every 12 months. When you order your credit report through their shared, official service, or 1-877-322-8228, you'll get the chance to order your score for a nominal fee once you've made sure the information on your reports is correct.

Do not sign up for credit monitoring to get your score or see your a credit report.

You usually get a look at your score for free if you ask a lender when you apply for credit or open a checking account.

Here are some ins and outs of ordering credit scores.

Scoresense sign in 6 years old and has ca extension. TLD may be using diffrent purposes. Example: .com extension inherited from "commercial" and uses for generally commercial activities, .net extension inherited from "network" and uses for generally internet activites etc. Its SLD length is equal to 10. SLD length is important for human-readable and brand-friendly and seo-friendly. It must be less than 10 and meaningful that you are/will working on activites. registered by CSC Corporate Domains (Canada) Company for 3228530 Nova Scotia Company on 04-07-2009. 3228530 Nova Scotia Company renewed on 03-01-2015 until 04-07-2016. serves on Wilmington, United States and establish connection to the internet via - Internet Service Provider (ISP)

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App Report for ScoreSense® Scores To Go™

Scores To Go™ gives you quick, anytime access to your credit scores from the three national credit reporting agencies - TransUnion, Equifax and Experian. View your credit scores on your iPhone, iPad or iPod Touch and get notifications about your credit scores with the Scores To Go mobile app brought to you by ScoreSense®. Features you’ll get with the Scores To Go app: • Your credit scores from all three credit bureaus: TransUnion, Equifax and Experian • Reminder when your most recent credit scores are available • Score tracking to see how your credit scores perform over time • Ability to compare your scores to others in the US, your state or your age group • Credit Facts and Credit Tips to help you manage your credit scores and reports Additional features you get with your ScoreSense membership include: • Daily credit monitoring • Alerts about important changes to your credit reports • Your complete TransUnion, Equifax and Experian credit reports on • Access to the Dispute Center to address errors on your credit reports More features coming soon! Our teams are hard at work on exciting new features for our almost 1 million active member base. You can also easily access your membership profile on via the Scores To Go app or web browser for even more features. Frequently Asked Questions: Q: Why is it important to check my credit scores? A: Your scores help determine the interest rates you will be offered on mortgage and car loans, credit cards, and lines of credit. With good credit scores you are often offered more favorable interest rates on loans and credit cards. Q: How often should I check my credit scores and reports? A: You should regularly review your credit scores and credit reports to ensure the information is accurate; to uncover signs of fraud; and to address errors that could adversely impact your scores. Q: Will checking my credit scores impact my score? A: No. Checking your credit scores through the Scores To Go app or does not hurt your scores. Q: What is credit monitoring? A: Credit monitoring is a daily check of your credit reports and includes alerts to you about important changes to your reports. Note: A ScoreSense account is required to access the Scores To Go app. If you are not a ScoreSense member, sign up for a free, 7-day trial and get your credit scores, credit reports and credit monitoring.

• Added more error logging

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Screenshots of ScoreSense® Scores To Go™ in United States

Here is an analysis of app ScoreSense® Scores To Go™ from publisher One Technologies, LLC found in the Play Store of United States. Find out why ScoreSense® Scores To Go™ is ranked 339 in FINANCE - Free for United States on 25 Aug 2017. Read the full description, version history, screenshots, keywords and more for ScoreSense® Scores To Go™.

Keyword Analysis & Research: scoresense trial

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24/7 access lets you stay up-to-date on monthly changes from all 3 credit bureaus: TransUnion, Equifax, and Experian.

You can cancel your membership by contacting our Customer Care department at . We are available to assist you every day of the week: Monday through Friday 8 AM to 8 .

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Richard Mitchell has a problem with a company called ScoreSense. A big problem. ScoreSense provides a credit score, identity protection and credit monitoring service .

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Free 7-Day trial when you order your 3 Free Credit Scores. Membership is then just $29.95 per month until you call to cancel.

Here’s a handy list of credit card charges that consumers have complained about during the first part of 2012. Do any of them appear on your credit card? Read on to .

View your Free Credit Scores from Experian, Equifax and Transunion delivered in seconds.

See a side-by-side comparison of the best credit monitoring services to see which one can help you track your credit reports and scores.