- 1 6 Slick Ways to Save Money on Amazon You Probably DonвЂ™t Know About
- 2 should i sign up for amazon rewards card
- 3 Amazon.ca Rewards Visa Card Review
- 4 Best credit card to use to rack up Amazon rewards
- 5 Amazon Prime Rewards Visa Signature Card. Get a $70 Amazon.com Gift Card upon approval
6 Slick Ways to Save Money on Amazon You Probably DonвЂ™t Know About
Some of the links in this post are from our sponsors. WeвЂ™re letting you know because itвЂ™s what Honest Abe would do. After all, he is on our favorite coin.
In recent months, IвЂ™ve become obsessed with shopping on Amazon.
It started this past Christmas when I ordered presents through Amazon Prime. Everything from a butter churner to an Instax Instant Film camera were delivered to my front door within 24 hours.
It was exhilarating.
Unfortunately, the exciting feeling continued — and I still spend way too much money on impulsive buys.
However, there are ways IвЂ™m redeeming myself — or at least justifying my spending…
How to Save Money on Amazon: 6 Online Platforms to Use Now
These six online apps are helping me work through my Amazon addiction and save some money. And theyвЂ™re actually really easy to use — and free.
Trust me, I have no patience for 10-step sign-up processes.
1. Earn a Rebate on Your Amazon Purchases.
IвЂ™m already addicted to earning cash back on my grocery hauls through Ibotta.
If you sign up for Amazon Prime (highly recommend if youвЂ™re an addict) through Ibotta, youвЂ™ll snag a $20 Amazon gift card.
If youвЂ™re already a Prime member, no worries. You can still earn cash back. Right now, Ibotta has these Amazon offers:
- 5% cash back on home services
- 3% cash back on fashion
- 3% cash back on home and kitchen
- 3% cash back on pet supplies
- 3% cash back on luggage
- 3% cash back on devices
All you have to do is download Ibotta (youвЂ™ll snag a $10 cash-back bonus right now) then shop through the app!
You know that guilty pull in your stomach when you know youвЂ™ve done something wrong?
I get that feeling when IвЂ™ve spent a lot of money — especially when I get an order confirmation email. My natural inclination is to delete it. Get it away.
But, when you sign up for Paribus , you wonвЂ™t want to do that.
Basically, this free platform scans your email archives for receipts. It might sound scary, but we use it here at Fake Vision.
If it detects purchases from Amazon, Target or one of its other 16 retail partners, it tracks the itemвЂ™s price and issues a refund as soon as the price drops. (Because the dread is even worse when you realize something you bought went on sale.)
It also checks the tracking info for your online orders. If something shows up late, Paribus will help you get money back for what you paid for shipping — up to a full shipping refund.
Once you sign up , you literally donвЂ™t have to do anything. ThatвЂ™s my kind of money back.
Yeah, IвЂ™m with you: Credit cards are sorta intimidating.
But I signed up for my first rewards card last year, and since I pay off my balance each month, itвЂ™s awesome.
Right now, Barclaycard is offering a free cash-back card. ItвЂ™s called the Barclaycard CashForwardв„ў World MasterCardВ® — which makes me feel like a very legitimate adult when I say it out loud.
Free is emphasized here because usually rewards cards sometimes come with sign-up fees. However, this one does not.
YouвЂ™ll also get unlimited 1.5% cash back on every purchase. And this isnвЂ™t restricted to gas or groceries — itвЂ™s for any purchase you make.
If you manage to spend $500 within the first 90 days of opening the card (groceries are expensive), youвЂ™ll earn $100 in cash rewards. Perf for Amazon spending.
So if youвЂ™re a financially responsible adult and can afford to pay off your credit card each month, why not get a rewards card and snag some cash back?
Ebates is an online tool offers consumers up to 40% cash back at more than 2,000 online stores — hello, Amazon.
To date, the site boasts that its members have scored more than $325 million back. So I wasnвЂ™t opposed to getting in on that action.
Do note, though, that 40% cash back isnвЂ™t as common as the 5% to 10% range. However, itвЂ™s money, and I like money.
Search the site to find your desired retailer, and click вЂњShop Now.вЂќ Within 48 hours, youвЂ™ll see the money in your account.
Right now, there are 34 rebate offers for Amazon with up to 25% cash back.
Do you waste money impulse shopping? You need a way to save things you want to buy later вЂ” and nab them when theyвЂ™re on sale.
Yeah, a personal shopper would be fabulous. Who wouldnвЂ™t want someone to take care of the less-fun parts of shopping? But a personal assistant is, you know, uber expensive.
The next best thing? A mobile app and browser extension that does it for you.
Through Shoptagr you can save items you want from over 1,600 online retailers to a single wish list.
The app and Google Chrome extension notify you in real time when an item goes on sale (down to specific size and color), so you can always get the best price.
Amazon prices are constantly fluctuating. Make sure youвЂ™re not overspending just because you youвЂ™ve got an itchy вЂњbuy nowвЂќ finger.
6. Use Amazon coupons — yes, they’re a thing.
If only you could use them on Amazon, right.
Spoiler alert: You can, from right within the site.
Amazon Coupons lets you clip coupons in a bunch of categories, including groceries, personal care and household products. When you click on the coupon, it’s automatically added to your cart and applied when you check out. Easy peasy.
Please stop giving me more incentive to shop on Amazon.
Your Turn: What are your tips for saving on Amazon?
Disclosure: HereвЂ™s a toast to the affiliate links in this post. May we all be just a little richer today.
Credit Card Disclosure: Many of the credit card offers that appear on this site are from credit card companies from which Fake Vision receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). We do not feature all available credit card offers or all credit card issuers.
Carson Kohler (@CarsonKohler) is a junior writer at Fake Vision. Although she spends too much on Amazon, she considers herself an otherwise financially responsible young adult.
Some of the links in this post are from our sponsors. WeвЂ™re letting you know because itвЂ™s what Honest Abe would do. After all, he is on our favorite coin.
should i sign up for amazon rewards card
Earn a SmartPhone with this Credit Card!
A reward credit card used to be a rarity. Only members with the highest credit limits or those who had their cards for long periods of time could expect to receive anything from the credit card companies. Often, rewards would come in the form of gift cards or something a bit more tangible, like luggage. These days, the majority of companies have several different reward cards that people can apply for. In cases such as the Discover Card, the reward is actually money which can be statement credits or even cash in the form of a check. A person receives a percentage of his expenditures, so each time he uses the card he is increasing the size of the payment he will get back. Other reward cards offer people discounts at certain hotels, restaurants, and gas stations. You now have a more immediate reward or bonus on the latest lure from credit card companies including $50 sign-up bonuses up to $400.
With so many different types of rewards, people need to seriously look at their spending habits before they choose a reward card. A person who doesn’t own a car is not going to benefit from a program that rewards spending on gasoline. Likewise, someone who rarely travels will not reap many rewards from a frequent-flyer miles card. Of course for the rest of us, who travel as frequently as possible, these cards hold exceptional incentives.
Looking to transfer a balance to another card? Balance Transfer Credit Cards have become big over the last several years because not only do they keep you away from higher interest on your current credit cards but they earn you some rewards. With Balance Transfer credit cards there are many fees such as a 3% balance transfer fee charged by most banks that has recently increased to 5%. We have an updated list that includes no balance transfer fee cards.
0% Balance Transfer Offers into 2018
Which Rebate Cards Should I Choose? A guide to help in the decision process of deciding on what rewards card works best for you. A rewards card offer is not always black and white now with social networking you can get rewards from cards such as American Express just for Tweeting.
Save real money at the Gas Station? Frugal shopper or not; surveys show that most people need help saving money at the pump because that seems more of a tax on our everyday purchases. Credit Card companies offer great ways to save at gas stations and grocery stores including cards that give you rebates from Chase Bank, Discover Card, and some credit unions
Gas offers include a small two percent rebate promotional ones that give you six-percent rebates on all purchases at any gas station for 90 days. You can compare this to other popular fuel cards like the BP Visa, Shell Card and the Exxon MasterCard where you only get the small rebates back towards fill-up purchases and not towards the entire credit card bill. People looking to find cheaper fuel need to look not just at the gas stations but at ways to earn back some of the money spent with cards like our favorite gas card where you can earn up to 10% back on your gas purchases.
Benefits of Travel Reward Cards. Most major airlines have had some form of frequent flier program in place for years. However, gaining miles was dependent on flying, so most people could not actually benefit from a membership. In order to get more people involved, and ultimately to get more people flying, airlines have teamed up with credit card companies to develop a variety of travel reward cards. People are usually given a large number (anywhere from 5,000 to 15,000) of bonus miles just for signing on. After that, members receive one mile for every dollar they spend on the card. Some companies will grant double miles when cards are used for purchasing specific items. Many times, people will sign up for a new card simply to gain miles for trips they have been planning.
Airline Frequent Miles Cards and hotel points cards are popular like never before for business users, yuppies, and families that take a lot of vacations. Starwood hotel rewards features ways to transfer miles to their airline partners on a 1:1 ratio and that is a luxury compared to other hotel cards. Starwood is not the most popular hotel rewards credit card only because people are not aware of how valuable it is. With rising costs of hotels and baggage fees among added costs with airlines it’s in your best interest to have one of these cards for bonus points.
Are you still using checks at the grocery store? Say No to ever writing checks and learn how you can make money off your purchases instead with cards that give you 5% cash rebates adding up to hundreds a year. This is savings you would not normally see with a time-consuming checkbook.
Bad Credit and need a charge card? An unsecured credit card is a credit card where you get credit based on your credit history not on what you have debited to your card. Most rewards cards and low interest credit cards with no annual fees are unsecured cards. If you have bad credit we do have a sub-prime credit card company that helps consumers rebuild their credit. There is also other good news for bad credit consumers because you can actually build your credit by holding some secured credit cards if they report to the proper credit agencies. If you have bad credit and are looking to earn reward points may have to pay some upfront fees and possibly higher interest.
Amazon.ca Rewards Visa Card Review
With online shopping at an all-time high, and credit card usage rising, Canadians can now benefit from the new Amazon.ca Rewards Visa Card, recently launched by Chase Credit Card Services Canada.
With the Amazon.ca Rewards Visa Card, members earn two reward points for every dollar spent on eligible Amazon.ca purchases and one reward point per dollar spent elsewhere.
There is no limit to the amount of reward points cardholders can accumulate and points do not expire. The Amazon.ca Rewards Visa Card is the second in the Chase portfolio with the online retailer, joining the Amazon.com Rewards Card that launched in the U.S. in 2002.
Online shopping has been growing with Canadians taking advantage of global retailers. With the wide variety of items available for sale, Amazon.ca has become a leading online retailer within the Canadian marketplace.
Cardholders earn double the reward points when shopping at Amazon.ca. В In addition to the points earned, Amazon.ca Rewards Visa cardholders receive an automatic $20 statement credit every time they accumulate 2,000 points.
The Amazon.ca Rewards Visa Card has an annual interest rate of 19.99% for purchases and cash advances.
The card also offers the following benefits:
- Receive a $15 Amazon.ca gift certificate upon approval, instantly use the card to make purchases on Amazon.ca
- Earn double rewards points when shopping at Amazon.ca and one reward point per dollar spent everywhere else
- Every 2,000 points earned are automatically redeemed for a $20 statement credit
- Take Advantage of Financing for Larger Qualifying Amazon.ca Purchases
- 6 month financing on individual items of $199 or more, andВ 12 month financing on individual items of $499 or more
- No administration fees and the financed amount includes taxes
- Visa payWave makes paying for everyday purchases quicker and easier than ever. Cardholders simply look for the Visa payWave logo on a merchant’s terminal and wave the Amazon.ca Rewards Visa Card. There is no need to enter a PIN or sign a receipt.
- Use your card when shopping outside of Canada and pay no foreign conversion fees – Make a purchase on your Amazon.ca Rewards Visa Card in a foreign currency and pay only the exchange rate.
Probably the biggest benefit is that cardholders won’t be subjected to the usual 2.5 percent foreign exchange fees that most credit card issuers charge on purchases made outside the country. В If you think about it in the sense that you’ll earn just one or two percent back with most rewards cards, the 2.5 percent savings on foreign exchange is huge!
Best credit card to use to rack up Amazon rewards
Considering the fact that Amazon corners the market on online retail, finding a credit card that provides reward points for shopping on the site should be of the utmost concern for a conscientious shopper.
More and more credit card companies are working hard to provide cardholders enticing benefits geared toward the online retailer, but knowing which card is right for you may become a bit overwhelming. That’s because there’s a wide range of reward options customers are now given access to.
Most credit cards provide some benefits, which come in the form of point systems that reward customers for shopping in certain stores, or on specific types of products (from groceries to entertainment products). These programs are tailored systems, which allow cardholders to choose a card that will yield the most points per their standard purchase.
In our case, we are looking specifically for cards that provide optimal kickbacks for customers shopping on Amazon. We’ve provided several options below with a breakdown of each cards strengths and weaknesses.
Our first recommendation for the Amazon shopper is, unsurprisingly, the Amazon Visa card. I placed this card at the top of the list because it offers the best deal for the frequent Amazon shopper.
The Amazon Visa card offers a 3% cashback reward for any purchases made in the Amazon marketplace; a 2% reward for purchases at gas stations, restaurants and drugstores; and a 1% reward for any other purchases.
Compared to the other cards on the list, the Amazon Visa stands out as the best card for consumers who do most of their entertainment shopping online. It provides a consistent 3% cashback, only beaten by the Discover it card’s quarterly 5% bonus, and still offers a nice reward for dining and gas (on equal measure with Citi’s ThankYou card). Additionally, the Amazon Visa has no annual fees and gives applicants a $70 gift card upon credit approval to be spent on Amazon.com.
On the downside, the Amazon Visa has the highest APR of the group with a 14.49% – 22.49% range on purchases and a 3% foreign transaction fee. (By comparison, the Citi ThankYou card has no foreign transaction fees). The Amazon Visa also provides no reward bonuses for shopping in physical stores like shopping centers and grocery stores aside from the basic 1% return, which means that a lot of necessary purchases are not going to net you a considerable return in reward points.
Overall, this card stands out as a very flexible entertainment card, with limited value for practical purchases. But, as I said before, this list is geared toward consumers interested in a great reward program for Amazon spending. It shouldn’t be surprising that Amazon delivers the best deal for its customers.
The Discover it card is appealing for a number of reasons including: Cashback match (for new card members); 5% cashback in bonus categories like gas, restaurants, Amazon and more (up to $1,500 every quarter); 1% cashback on all other purchases; any-time cashback redemption options; no expiration dates on cash rewards; a U.S.-based customer service team; free FICO credit scores with statements and online account; and no annual fees.
Additionally, the it card also has the lowest APR on the list, ranging between 11.24% – 23.24%. The cashback match provides customers reward matching for their first year’s purchases. The it card also provides 0% APR for the first year of service and has no foreign transaction fees. In addition, the it card offers the highest reward percentage on the list with a whopping 5% cashback for purchases that fall within the quarterly category, along with access to Discover Deals (an online bonus mall that provides access to specific shopping options with special bonus cashback percentages ranging from 5% – 20%).
But this strength is also the greatest weakness. While the hypothetical appeal of a credit card with a 5% cashback feature sounds incredible, the caveat that this bonus applies to a rotating list of categories means that there may be times when a bonus has very little value based on your spending habits. This is especially concerning when Amazon is listed as one of the specific bonus categories. Meaning that at certain times in the year, your purchases on Amazon may only net the standard 1% cashback reward for your purchases. Additionally, Discover cards are not accepted universally like Visa cards are, which can limit your purchasing options.
If this list was being compiled about four years ago, there would be little need for any other options next to Citibank’s Forward Visa. This card provided users a five-point return for each $1 spent on Amazon. Unfortunately, that card is no longer offered.
But Citi still has a very appealing card in the form of the ThankYou Preferred card, which provides two “ThankYou9rdquo; points per dollar spent on dining and entertainment (which includes purchases on books, movies, music, etc.); one “ThankYou9rdquo; point per dollar on any other purchases; no point expiration; and unlimited ThankYou point accumulation. This card also offers a 15-month 0% APR on both purchases and money transfers and no annual membership fees.
What makes the ThankYou card so appealing in the context of our shopping needs is its two-point conversion per dollar spent on entertainment and dining. This means that every purchase made at Amazon will guarantee a 2% reward. This is a fixed percentage, unlike the Discover card, which means there is no guessing when it comes to spending bonuses. Essentially, you are trading the gamble of bigger rewards for the security of consistent kickbacks. Also, the ThankYou card has no foreign transaction fees.
But, the ThankYou card has some cons as well. The APR for this card is slightly higher than Discover’s it card, ranging between 13.24% – 23.24%. And it requires an excellent credit score to be approved. The Citi card also lacks the bonus shopping options that the Discover card has, and serves a very specific purpose (in terms of rewards). This card is ideal for the consumer who frequently goes out. Beyond entertainment purposes, the card has no additional bonuses aside from the standard 1% cashback feature.
Lastly, I have selected a card that isn’t specifically geared toward Amazon purchases, but rather serves a more universal purpose. The Citibank Double Cash card works on a very simple, flat rate basis: Cardholders earn 1% cashback on purchases made, and an additional 1% cashback when the balance is paid off.
What this means is the card essentially becomes an across the board 2% reward card, assuming you stay on top of balance payments. Why I mention it in the context of this list is that it provides essentially the same service as the ThankYou card, with the added bonus of rewarding customers for any purchase they make.
While this card also lacks the larger bonuses of the Discover card, and carries the same burdens that the ThankYou card has, it also has a very promising reward system which may work far in your favor more often. A 2% reward bonus for any purchase is a pretty great offer. But, this perk is truly reliant upon your ability to consistently pay off previous balances.
The only additional negatives for the double cash card is that it does have a 3% foreign transaction fee and does not provide the 15-month 0% APR perk of the ThankYou card. But, it does offer free FICO credit scores for cardholders. This particular card is the most well rounded of the bunch and still nabs you 2% back on every purchase at Amazon.
So there you have it, a round-up of the best credit cards for Amazon fanatics that will quickly give meaningful returns for all those doodads and whatnots they love to buy.
Each card on this list contains a number of strengths that would make it valuable in the world of online retail, but it clearly depends on the type of cardholder you consider yourself to be.
Amazon Prime Rewards Visa Signature Card. Get a $70 Amazon.com Gift Card upon approval
No foreign transaction fees
Earn everywhere you shop
No matter where you shop, you'll earn rewards on every purchase. At Amazon.com, you'll earn extra.
It's easy to redeem. You'll see your rewards balance during checkout at Amazon.com. There's no minimum rewards balance to redeem.
You can start using your card today at Amazon.com upon approval.*
Ryan's review starts off with a disclaimer everything he writes is speculation and not based on actual experience.
I gotta throw in one more comment - you hear all the time about whacked rumors that get started on them Interwebs and laugh at how many people latch onto them as gospel. This is the first example of an Amazon-internal Interweb whacked rumor that I've seen (although I'm sure there must be others).