- 1 suntrust credit card sign in
- 2 SunTrust Secured Card with Cash Rewards Review
- 3 SunTrust Platinum Elite MasterCard Review – $500 Sign Up Bonus + $200 Travel Credit & More [AL, AR, FL, GA, MD, MS, NC, SC, TN, WV, VA, and D.C Only]
- 3.1 How Much Are Points Worth? + Relationship Bonus
- 3.2 What Counts For The Travel Credit?
- 220.127.116.11.1 Barclaycard AAdvantage Aviator Red World Elite MasterCard Bonus Increased To 60,000 Miles →
- 18.104.22.168.2 Commerce Bank Special Connections Credit Card: $150 Sign Up Bonus & 1.5% Cash Back On all Purchases [MO, KS, IL, OK & CO] →
- 22.214.171.124.3 [Targeted] Use U.S. Bank FlexPerks Card & Get 2,000 Points →
- 126.96.36.199.4 All Three Chase Southwest Cards Increased To 60,000 Points – Easy Companion Pass [All Three Working Again] →
- 3.2.1 17 Responses to SunTrust Platinum Elite MasterCard Review – $500 Sign Up Bonus + $200 Travel Credit & More [AL, AR, FL, GA, MD, MS, NC, SC, TN, WV, VA, and D.C Only]
- 4 A Credit Card For You? Suntrust credit card !
- 5 SunTrust Credit Cards | Personal | Business
suntrust credit card sign in
SunTrust Banks is an American largest subsidiary holding company, and it is located in various parts of the world. The bank has over 1500 branches globally with the extended working hours.
At SunTrust Bank, we guarantee you a better service, using SunTrust Bank is a secure and convenient way to do your Banking. You can bank a better way to SunTrust bank on Bill Pay where you can easily manage and pay your bills and finances in a central place. Once you have a password, and there are only a few steps to follow and do your online banking. An online Banking with the Bill Pay allows you to set up alerts, and set the mobile banking. An online Banking also assists you with the transfer of money between various accounts, make payment without writing checks and also turn off all the paper statements.
You can transfer money between your SunTrust accounts by the use of My SunTrust Transfers. You can also use the external Transfers to move your finances between the qualified SunTrust accounts and any of your accounts in the United States Financial intermediaries. You can request, receive or send money to or from anyone in the United States once you have the bank account information or phone number and an email address by the use of the Popmoney services. There is also an option of choosing on either the Popmoney or the External Transfer to make your transfers.
SunTrust Bank offers various services and products, and they include Trust and Banking services. SunTrust Bank offers insurance i.e. the annuities, securities, and the other investment products and services that include a broker-dealer and an investment adviser. You can also sign up with the eBills to receive all the electronic versions of your bills payment. You can access an online statement to help in the reduction of theft and reduces clutter. You can also do your banking anywhere at any time using you mobile device or a mobile phone.
You can also apply for the program and the card to help you in the optimization of your spending and the enrollment of the rewards program that is automatic and free with the SunTrust Bank. There is also a cash reward that you get by spending up to $6,000 and earn a 5% cash. SunTrust Bank gives offers to entertainment, travel and dining on the qualifying purchases, and they give a double point.
SunTrust Banks is an American largest subsidiary holding company with an asset of more than US$175 billion. SunTrust Bank operates more than 1400 branches and over 2000 ATMs across the southern states. SunTrust offers various checking accounts that all fit your different needs. The SunTrust helps the users to know more about the home equity loans and the lines of credit. The user of the SunTrust Bank can get a second chance opinion on all your retirement benefits plans on the financial experts. The SunTrust Bank helps you in the bill payment, balance checking, and money transfer by the use of online banking.
The SunTrust Banking login requires that the user should have the user ID and a password that assists him or her to login into an Online Banking and also to check the bank statement and get the information online. The user can login by typing the user ID and the password that he or she will be able to access an Online Banking. After you are logged in then, you can view your check the balances, check status, the accounts, transfer funds, make both a SunTrust loan, and mortgage payments. You can also pay your bills online once you are logged in. The encryption that protects the users' accounts with the SunTrust Bank online banking is available. The money market account, lending, savings and the credit cards account can all be managed at home and on the go.
As the customer or the user of the SunTrust Bank and you have a Visa or MasterCard you can, therefore, receive most of the benefits that your credit card can deliver. You can use your card anytime and anywhere since the SunTrust Bank helps you to manage all your expenses with the security and the convenience that also helps in rewarding all your choices. You can maximize your credit card benefits and earn a cash of 5% on the $6,000 of grocery and gas of the qualifying purchases. You can also get a bonus of 10% every time you redeem your cash electronically back into your SunTrust savings, checking and the money market account.
The SunTrust.com is the SunTrust Bank website that a user log into to get the information and the Bank status. You can check the site on the offers they offer and the rewards and the rates at which the rewards are given.
For secure and convenience Bank to perform your Banking service, SunTrust Bank is the place to be because it gives a home banking. You can do the Banking anywhere and at your convenience time whenever you need to bank.
SunTrust Secured Card with Cash Rewards Review
Posted on July 27th
SunTrust is based in my hometown, Atlanta, Georgia, so I see branches all the time. When I saw one yesterday, it reminded me that I need to update my review for the SunTrust Secured Credit Card. So here ya go! And I’m so glad I reviewed it again because a lot of happy changes have occurred.
The SunTrust secured card is available to folks outside of Georgia, so it doesn’t matter where you live. You can find a branch in your area right here (look over to the right side of that page and you’ll see the search option).
SunTrust reports your payment history to the major credit bureaus, which is exactly what you need in a secured credit card.
Rewards for the SunTrust Secured Card
Remember that rewards can sometimes distract you from your main objective. Your goal is to improve your credit and not worry about how many rewards you’re earning. I just want you to stay focused on the prize—a wonderful and amazing credit history and the score that goes along with that honor. So just use this card for expenses you’d make anyway.
Okay, enough lecturing. Let’s get to the good stuff:
- 2 percent cash back on gas and qualified grocery purchases. There’s an annual cap of $6,000. After that, you get 1 percent.
- 1 percent unlimited cash back on all other purchases.
- Cash rewards can be redeemed as a credit on your account or as an ACH credit into a deposit account.
- Rewards redeemed via an ACH deposit into a SunTrust checking, savings, or money market account earn a bonus between 10 percnet and 75 percent, depending on your relationship with SunTrust.
There are also other rewards options: travel, merchandise, gift cards, and more. Check out the SunTrust rewards page for more details.
The SunTrust secured card isn’t the best card out there when it comes to the APR, but if you don’t carry a balance, you can use this card to rebuild or establish credit history.
APR: You get a variable rate of 20.99 percent. This has increased over the past few years, but other issuers have also raised rates.
Balance transfers: You get a variable rate of 20.99 percent. The transfer fee is 4 percent, which is a little high. This is not a good card for a balance transfer.
APR for cash advances: You get a variable 25.99 percent. The transaction fee is 4 percent. Interest on a cash advance starts ticking right away, so if you’re desperate for cash, look somewhere else for money. Seriously, don’t get a cash advance with this card unless your life depends on it.
Annual fee: You pay $32 per year.
Foreign transaction fees: The transaction fee is 3 percent. It used to be 4 percent, so this is an improvement. But if you travel overseas a lot, get a card that waives these fees.
Security deposit: Your deposit amount is your credit limit. The minimum deposit is $300. I can’t find a maximum amount listed in the terms and conditions, so I’m assuming the upper limit will depend on your creditworthiness.
As far as its rank on my list of The Best (and Worst) Secured Credit Cards, it was originally pegged as a middle-tier secured credit card, but a pretty solid one. I like what I see, so I’m promoting this card to the top tier.
You’ll get access to a free FICO score every month and this is a great benefit. On the SunTrust secured card home page, it’s confirmed that when your credit improves, you might get offered an unsecured card. When you get an offer to move up, Suntrust will close your SunTrust secured card account and you’ll get your initial deposit back with interest.
All good things, right? There’s no timeline given, but you don’t need one. Keep tabs on your free FICO score and when it moves up to say, 640 or 650, then make a call to SunTrust and ask if it’s time to move up. It’s possible, they will do this before you even ask.
If any of you have had the experience of moving up to their Platinum card, please let me know how high your score was when the happy event occurred. I left the old comments here as I usually do, but they’re kind of old and we need new blood. Bring it on, people!
Note: Credit card agreements change frequently. So my review was based on the information that was in effect on the posting date. Be sure you read all the disclosure statements carefully so you’re aware of any changes.
Really excited about finding this card to repair my credit after Chapter 7 in 2015. Went into my local branch because I wanted to be able to speak to a representative. Suntrust will not consider your application unless you are 4 years out of bankruptcy. I am not sure other criteria because this was the first question I asked her. Won’t even consider any other circumstances.
SunTrust Platinum Elite MasterCard Review – $500 Sign Up Bonus + $200 Travel Credit & More [AL, AR, FL, GA, MD, MS, NC, SC, TN, WV, VA, and D.C Only]
SunTrust currently offer a few different credit cards that earn up to 5% cash back on up to $6,000 in purchases within specific categories in the first year (cash rewards earns 5% on gas & grocery and travel rewards earns 5% on travel purchases). SunTrust have just launched a new Platinum Elite MasterCard, currently the card and sign up bonus are targeted according to this fine print:
This offer is nontransferable, is for the named addressee only and cannot be combined with any other offer. Authorized users may be added after Account opening by calling 800.477.9702
That being said, let’s take a look at this new card and see if it’s worth signing up for if you’re targeted.
- Receive a sign up bonus of $500 when you spend $4,000 or more on qualifying purchases within the first 3 months of account opening
- Annual fee of $325 not waived
- Card earns at the following rates:
- 3x points on travel and dining purchases
- 2x points on entertainment purchases
- 1x points on all other purchases
- Choose 3 personalized benefits that can be changed annually. These are available to primary cardholder only and must be chosen within 45 days of account opening and within 30 days of account anniversary thereafter. Benefits are as follows:
- $200 in Travel Perks annually (each credit covers $25, up to $200 and covers in-flight food & drinks, WiFi, extra leg room and more)
- Global Entry/TSA PreCheck Membership
- Airport Parking Savings. Automatic savings at Park ‘N Fly and affiliate locations nationwide plus complimentary valet parking where available
- Priority Pass Select Membership with two complimentary passes (and then $27 per person per visit)
- Travel Medical & Evacuation Coverage
- Up To $50 In Dining Credits. Dine at any restaurant in the world and get $25 back when you charge at least $100. Can be used twice.
- Insider Winery Experiences. Experience insider access to top wineries in California and New York and savor fine wines at even finer prices.
- Spa Discounts and Benefits. Feel good and live well with 15% savings on Spafinder Wellness 365 Gift cards redeemable at leading resorts and Spas worldwide
- 10% off Global Attractions/Entertainment. Save 10% on over 50,000 hand-picked VIP tours, museums, attractions and sightseeing experiences worldwide.
- PGA & TPC Golf Program. Get special access at PGA TOUR events, tee times at TPC golf courses, preferred pricing and more plus one $25 statement credit on qualifying purchases at PGA tour Superstores.
- Other benefits:
- Boingo WiFI access
- Offer valid until January 1st, 2017
- Only available in the following states: Alabama, Arkansas, DC, Florida, Georgia, Mississipi, North Carolina, South Carolina, Tennessee, Virginia, West Virginia
How Much Are Points Worth? + Relationship Bonus
You can redeem Point Rewards for cash back, gift cards, eGifts, merchandise, travel and experiential rewards. You can view redemption options here.
You can redeem points for cash back, starting at a minimum of $5 (no maximum limit). This can be processed as a statement credit to your card account or an ACH credit into a deposit account you designate. When doing this you’ll receive 1¢ per point, unless you receive a relationship bonus outlined below.
You can also get a relationship bonus in the form of cash back for either 10%, 25%, 50% or 75% when redeeming into a SunTrust checking, savings or money market account.
- SunTrust Private Wealth Management will receive a cash back bonus of 75%
- SunTrust Signature Advantage accounts and $100,000 or more in Combined Consumer Deposits and Investment Balances with SunTrust or clients in the Premier Banking Program will receive a cash back bonus of 50%
- SunTrust Signature Advantage accounts and less than $100,000 in Combined Consumer Deposits and Investment Balances with SunTrust will receive a cash back bonus of 25%
- All other clients who redeem their Cash Rewards into a SunTrust checking, savings, or money market account will receive a cash back bonus of 10%
This means that the maximum bonus for this account would be $875 if you were a SunTrust Private Wealth Management client.
At the moment we aren’t sure what you need to do to get targeted. I imagine they are targeted high networth individuals with accounts with SunTrust already. You can currently get a sign up bonus of $300 for opening a checking account with them, but they have offered better bonuses in the past. You can view a list of bank bonuses we recommend here.
Based on old data on Creditboards, it appears that they pull Equifax exclusively. This is a good thing since for many people this is the least-used credit bureau.
What Counts For The Travel Credit?
The following does trigger the credit:
The following doesn’t trigger the credit:
On the surface a sign up bonus of $500 is huge and awesome, a non waivable annual fee of $325 lessens that by a bit. I do like the ability to choose three benefits, personally I’d choose:
I really don’t know what I’d chose for the third benefit, with the cards I already have I don’t see a lot of value in any of the other benefits (interested to know what you’d choose in the comments). Now is the perfect time to get this card though as you could use those annual benefits in 2016 and then again in 2017 and only pay the annual fee once.
If you have any relationship with SunTrust then this card and the sign up bonus become even more attractive. Personally I don’t see any value in keeping this card long term, but for the sign up bonus and the ability to double dip on those credits it’s great short term. Fingers crossed this becomes public! If you’re interested in more double dipping, you might also be interested in this post.
Barclaycard AAdvantage Aviator Red World Elite MasterCard Bonus Increased To 60,000 Miles →
Commerce Bank Special Connections Credit Card: $150 Sign Up Bonus & 1.5% Cash Back On all Purchases [MO, KS, IL, OK & CO] →
[Targeted] Use U.S. Bank FlexPerks Card & Get 2,000 Points →
All Three Chase Southwest Cards Increased To 60,000 Points – Easy Companion Pass [All Three Working Again] →
17 Responses to SunTrust Platinum Elite MasterCard Review – $500 Sign Up Bonus + $200 Travel Credit & More [AL, AR, FL, GA, MD, MS, NC, SC, TN, WV, VA, and D.C Only]
For many of their products, SunTrust will offer new accounts for those customers who already have another product. For example, if you opened your account while visiting a physical branch, even if you live outside of their branch network, you may be targeted and approved.
A Credit Card For You? Suntrust credit card !
Suntrust credit card is more than just a credit card. It gives you more benefits than the ordinary credit card. The greatest thing is that it is tailor made to suit your specific requirements, in that there is one for each individual. Through personal banking one can easily gain rewards when you purchase gas, groceries or drugs from your drug store, as per a qualifying purchase. You may be one who enjoys catching up with the latest movies, or maybe an avid traveler, use your Suntrust credit card to earn yourself 2X the reward points. You can also earn these rewards by using your credit card to purchase your dinner take outs or restaurant meals. You can redeem these rewards for a selection of rewards, like merchandise and gifts as well as hotel and travel rewards, depending on the way that will enhance your spending effectively. One can also redeem these points for cash.
What are the benefits of Suntrust Credit Cards?
If you are interested in cash rewards, then you are in luck as with every qualifying purchase you make a one percent cash reward to yourself. The great thing is that there is no registration as well as no limited spending and you can enjoy this reward as long as you use your Suntrust credit card. As you continually enjoy using the credit card, it helps you save on cash when you combine you payments, therefore giving you an interest advantage. Your Suntrust credit card has all your expenses covered, therefore let not the lack of cash at hand limit you purchasing need or your failure to plan. You can achieve a lot with your credit card.
Suntrust credit card also provides business credit card that are customized for business purposes. Therefore you can make financial management, payments and purchases securely using this type of credit card, and earn rewards while you do so. The benefit of this type of card is a 0% APR (Annual Percentage Rate), with free employee cards as well as two options for rewards at no added costs. You can also explore the benefits of a world business credit card that come with no preset limited spending as the ability to pay online and manage your expenses using a specific accounting software. It also comes with identity theft resolution. For much larger business entities like non-profit organizations, please refer to our specialty business credit card that has more tailor-made options.
Overall Benefits of Suntrust Credit card
With over 1,600 branch locations and more than 3000 ATM branches in the southern states and Washington DC area, you are able to get the help you need. Pop into one of our branches and get the help you need. Allow us to demystify any issues that you may have concerning your credit card uses. Available to you is our 24 hour customer care number service, just dial the number on the back of your card. Enroll to our online banking to utilize make your online payments as well as online purchases. With our credit card option you also get to be protected from overdraft, so that you will be covered in case your balance comes up short.
SunTrust Credit Cards | Personal | Business
SunTrust Bank credit cards are available to both personal and business accounts, and come with a wide array of features and services which are detailed on this webpage. For individuals interested in applying for a credit card, they can do so online, at a branch location, or over the phone with a customer service representative.
Individuals interested in applying for a SunTrust Bank credit card can read more information directly on the SunTrust website at the following links:
Existing customers can automatically apply for credit cards once logged into their account. New users must first register a new account in order to successfully submit an application for processing. Users are required to enter the following data (in addition to sensitive financial information) via a multi-step form:
Select between individual or joint account type