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How to Save Target Credit Card Information

Target, a discount mass merchandising retailer, offers shoppers three types of store credit cards, known as REDcards: a Target-only credit card, a Visa card and a check card. The Target REDCard credit card is only accepted at Target stores and at Target.com. The Target REDcard Visa is accepted anywhere VISA is accepted. The Target REDcard check card is only accepted at the brick-and-mortar Target stores and functions like a debit card, in that it is linked to your checking account. Target's website allows shoppers to store their REDCard information to speed up the checkout process for future purchases.

Open your Internet browser and visit the Target website. Shop for the item(s) you'd like to purchase by placing them in your shopping cart.

Click on the "Shopping Cart" link located at the top right corner of the page. Update quantities or remove items if necessary. Press "Continue Checkout."

Sign into your Target.com account by entering your registered email address and password. If you do not have a Target.com account, click on the "I want to create a Target.com Account" link and follow the registration instructions.

Click on the "Select Credit Card Type" drop-down menu in the "Enter a new credit card" section. Select "Target Visa" or "Target Card" depending on your REDcard type.

Type in the numbers on the front of your Target REDcard in the text box, exactly as they appear on the card. If using a Target REDcard Visa, enter the expiration date and the three-digit security code on the back of the card, in the appropriate boxes. If using a Target REDcard credit card, you do not need to enter this information. Click "Continue."

Enter your billing address, if different than the shipping address. Make changes if necessary. Click "Continue."

Verify your REDcard information and check the "Save REDcard Information for Future Purchases" box. Review your billing and shipping address details and press "Continue." Verify your order is correct and press the "Place Order" button to purchase your items. If you do not wish to purchase your items, you can leave the page. The Target website will still save your REDcard card information.


Target Credit Card Login Account Page - Target.com Sign in Online

Target Credit Card login page and helping answers search results. Directory of Target Credit Card account online link for safe and secure access to sign in page with username and password easily and quickly with step by step guide. If you don't have an Login account, sign up on Target.com

to get your sign in information using your email address. If you forgot your Target Credit Card username, just click on Forgot password link to retrieve your password directly to your inbox.

Target Credit Card Login

Access your REDcard - check your credit card account balance, make a payment, and review past statements. Check your debit card transaction history.

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The Target.com login page reference links has been listed below for your convenience. So don't worry and explore one of these Target Credit Card user rated search results. You can search this data to the actual sign in Target Credit Card page to verify that you are using the correct login for the Target Credit Card website.

Target Credit Card Information Guide: Telecomfile provides reviews and resources for its visitors along with Target Credit Card Login learning videos, screenshots and question answer forum to find exact information and help to resolve your problems. If you have any question regarding Target Credit Card sign up and account registration, visit the website listed below.

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Please sign in with your username and password to access your REDcard account. Assistance available to retrieve forgotten login information. New users can register

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NOTE: Telecomfile does not collect or share personal information such as email addresses, passwords or any other login details. Domain names, URLs, trademarks or logos appearing on the Telecomfile or in any Site Content are the sole property of their respective owners.


Get a Credit Card Without Social Security Number?

A: Not too long ago someone on the forum from Canada was asking this same question. But whether you are from Canada, Mexico, or another country… this is a dilemma you are going to face.

To answer your first question, generally you cannot obtain a credit card in the United States without a Social Security number or equivalent. However this is a grey area because here is what is says on the Social Security Administration’s website, Publication No. 05-10096:

“Although many companies, such as banks and credit card, may ask for your Social Security number you are generally not required to provide one if you don’t have one.”

So according to the Social Security Administration you are “generally not required” if you don’t have one. But what’s not specified on those federal guidelines is whether or not it’s legal to require an alternative form of identification. Well, since we’re knee deep in government regs here let’s turn to the Patriot Act to answer that…

SEC. 326. VERIFICATION OF IDENTIFICATION.

(b) STUDY AND REPORT REQUIRED- Within six months after the date of enactment of this Act, the Secretary, in consultation with the Federal functional regulators (as defined in section 509 of the Gramm-Leach-Bliley Act) and other appropriate Government agencies, shall submit a report to the Congress containing recommendations for–

(1) determining the most timely and effective way to require foreign nationals to provide domestic financial institutions and agencies with appropriate and accurate information, comparable to that which is required of United States nationals, concerning the identity, address, and other related information about such foreign nationals necessary to enable such institutions and agencies to comply with the requirements of this section;

(2) requiring foreign nationals to apply for and obtain, before opening an account with a domestic financial institution, an identification number which would function similarly to a Social Security number or tax identification number;

That last sentence basically makes clear that if you don’t have a Social Security number, you need something equivalent. But what might that be?

A possible alternative: Individual Taxpayer Identification Number (ITIN)

This is a tax payer ID number that is considered to function similarly to a Social Security number. It won’t entitle you to Social Security benefits, but rather its purpose is for federal income taxes, but can prove that you are at least a resident alien. Here is what the IRS says about them:

IRS issues ITINs to individuals who are required to have a U.S. taxpayer identification number but who do not have, and are not eligible to obtain a Social Security Number (SSN) from the Social Security Administration (SSA).

ITINs are issued regardless of immigration status because both resident and nonresident aliens may have a U.S. filing or reporting requirement under the Internal Revenue Code.

Once you have a Individual taxpayer ID number, you should legally be able to apply for a credit card without a social security number.

How to get a credit card using an ITIN

Keep in mind that you will be starting with a fresh slate once you get your ITIN, so you will probably have to start out with a secured credit card. This is a credit card where you put up a security deposit, thus offsetting any risk to the card issuer when they are unable to gauge your credit quality. The card issuer then will provide you with a credit line equal to this security deposit. The deposit is analogous to collateral for a regular type of loan. They often involve fees, as well but usually they aren’t too onerous. But on a positive note, secured credit cards typically offer guaranteed approval even if you have no credit history (but you will still need your ITIN to qualify). After you have managed the account responsibly for a year or so, you might be able to qualify for something better – a regular unsecured general use credit card that does not require a deposit and has no annual fee.

If you have an Individual taxpayer identification number, a bank does have a right to deny your credit card application if you have no credit history yet (in the same way a bank is allowed to deny applicants using a Social Security number who have no credit history). However, a card issuer or bank does not have a right to refuse acceptance of your application for using an ITIN instead of a Social Security number. If you get hassled for applying under an ITIN here are some things you can remind them…

  • Inform them you have terminated your SSN legally in accordance with 20 CFR 3 A7 404.1905, or you do not have one period.
  • Inform them that the bank can not be held legally responsible by anyone for failing to obtain a SSN from you if other valid identification (like an ITIN) is provided, pursuant to 31 CFR 103.34(a)(1).
  • Inform them that pursuant to 26 CFR 301.6109-1(c) they are under no legal federal or state obligation to specifically obtain a SSN from you, and doing so is actually against federal SSA policy.
  • Inform them that 42 USC 408 makes it a felony to use threat, duress, or coercion to try and force a person by fear or deceit to provide a SSN.

Lastly, if you want to apply for a credit card without a Social Security number and without a ITIN, then you will be out of luck. Re-loadable prepaid debit cards will also require a Social Security or ITIN, thanks to the US Patriot Act, as they can be used as portable checking accounts and facilitate cross-border remittances and money laundering. If you really, really must have plastic to buy things online or offline then your only option would be a gift card issued by Visa, MasterCard or American Express. These can be purchased in various fixed amounts up to $500 either online or from retailers like Walmart, Target, Walgreens or CVS for a nominal fee ($4.95) and used for purchases anywhere Visa/MasterCard is accepted. These gift cards are not re-loadable, however, so you would need to buy new cards when the funds were exhausted.


Target Credit Card Breach Impacts Web Performance

Dec. 19, 2013 – Dotcom-Monitor, a web performance monitoring company, detected a short spike in connection times to the Target.com website that occurred on Dec. 18, 2013 at approximately 12:30 pm CST. The spike in connection time at the Target.com website corresponded to widespread announcements in the media that Target had suffered a massive data breach. According to news sources, such as the Huffington Post, Los Angeles Times and others, Target credit card systems were hacked and user information was exposed, including credit card numbers, names, addresses – to unknown perpetrators.

Target Credit Card Breach Announcement

Target acknowledged the target credit card breach and target debit card hack in the following carefully-worded statement. In part the Dec. 19, 2013 Target statement noted:

“Target today confirmed it is aware of unauthorized access to payment card data that may have impacted certain guests making credit and debit card purchases in its U.S. stores. Target is working closely with law enforcement and financial institutions, and has identified and resolved the issue.” Target stock (TGT) was down 2.2% as of mid-afternoon Dec. 19, 2013.

Target Credit Card Hacked – Secondary Impacts

Moreover, the Dec. 18 server connection time spike to 1.5 seconds at Target.com was very short-lived on Wednesday, and perhaps not atypical. Notably, the average connection time after the announcement of the Target breach was only lightly above its 0.63-second December average following the Target credit card hack news to a 0.66-second connection time from monitoring locations throughout the United States.

Also, on Dec. 19, 2013 Dotcom-Monitor detected “Connection time out” errors for users attempting to connect to the online portal where owners of Target Red Cards log-in to manage their accounts. This temporary outage may well have been related to the announcement of the Target credit card data breach resulting in a significant increase in user traffic to the Target Red Card log-in portal.

Users experienced “Connection time out” errors when attempting to connect to the Target Red Card online portal.

Tools for managing the Impact of Online Outages and Errors

As online performance issues at brand name companies are increasingly common, and perhaps unavoidable, most companies have tools and strategies to manage the impact of downtime events. These tools increasingly focus on enabling the affected companies to coordinate technical factors of an outage, or breach with public relations as well as the user’s experience. For example, many large companies are using a tool, like UserView Monitoring which monitors a browser’s interaction with a web application and captures a video of a user’s experience on that web application when errors, downtime, or website problems occur. The monitoring and accompanying web page element-level trending and analytics provides information for the technical team, while the synced playback of the recorded video of the error occurring allowing the eCommerce team to coordinate with the public relations department in understand exactly what users’ experienced during the error event.