Home Equity Loans & Lines of Credit

Td lines of credit

HELOCs let you access funds as you need them, similar to credit cards – but with rates that are typically lower.

Td lines of credit

Home equity loans are a popular way to pay for major expenses, with fixed rates and payments for the life of the loan.

Td lines of credit

A Smart Refinance may help you save money with a no cost closing option. It can also be used to get cash out.

New home feeling, no moving required

A Home Equity Line of Credit lets you access funds as you need them, with lower interest rates than almost any other type of loan or credit line. And with our Fixed Rate Option, you can convert existing balances to a fixed rate (with fixed payments) anytime you choose.

There are three basic ways to access your home’s equity: a home equity line of credit, a home equity loan (also called a “second mortgage”), and a mortgage refinance that gives you cash when you close on your new mortgage.

Confused? Our Home Equity Selector can help! Answer a few basic questions about your goals and financial situation, and we’ll help you find one or two home equity options that may work well for your specific needs.

Td lines of credit

If your home’s current market value is more than what you currently owe, you may be able to use your home equity to finance one-time expenses or provide a funding source for ongoing needs.

  • Remodel Your Home
  • Pay for a Major Expense
  • Consolidate Debt
  • Get Cash Out of Your Home