free transworld union credit score

They provide these companies with information on those who are good credit risk and those who are not. Experian, Equifax and TransUnion are the three very popular credit agencies that are responsible for issuing credit report people.

free transworld union credit score

free transworld union credit score

If you have a copy of your credit score, you can ensure that there are no errors and if there is, you can sort them before you try for a loan. However, one or two late payments can often be negotiated away with the creditor.


Are You Being Harassed by Transworld Systems?

3725 National Drive #123

Raleigh, NC 27612

According to its website, Transworld Systems has been in business since 1970 and has more than 100 offices across the country. It says it is licensed to collect debt in every state where licensing is required.

The company says it collects debt on behalf of more than 60,000 clients from consumers responsible for “slow-pay and non-paying accounts.” Transworld says it will work with “virtually any organization that accepts checks or extends credit” and specifically names:

Transworld Systems is a subsidiary of Expert Global Solutions, which on July 9, 2013, agreed to enter into a Stipulated Order for Permanent Injunction and Monetary Judgment with the Federal Trade Commission. Under the agreement, the company and its subsidiaries, including Transworld, agreed to pay a civil penalty of $3.2 million and to cease telemarketing practices that the FTC alleged to be in violation of the Fair Debt Collection Practices Act and the FTC Act.

The FTC’s complaint alleged that the companies:

  • Continually called consumers to collect debt with the intent to harass the consumers.
  • Called consumers’ place of employment, even when advised that the employer did not allow personal calls.
  • Continually called consumers who confirmed that they did not owe the debt, in an attempt to obtain information about the individual who did owe the debt.
  • Left messages on voicemail, including information with the debtor’s name and saying that a debt was owed.

More about the injunction is available here and in a CBS News report.

In addition, the Consumer Financial Protection Bureau database as of June 2014 showed 967 complaints received in the previous year* about the debt collection practices of Expert Global Solutions, Inc.

Consumers complained that company representatives:

  • Contacted the consumer improperly.
  • Used obscene, profane or abusive language.
  • Disclosed the existence of debt to third parties, including the consumer’s employer.
  • Impersonated an attorney or law enforcement official.
  • Continued to pursue debt the consumer did not owe.
  • Threatened legal action or a lawsuit.
  • Threatened to have the consumer arrested or jailed.

We Will Protect You From Harassment by Transworld Systems

If you believe that you have been a victim of debt collection tactics that amount to harassment by Transworld Systems or Expert Global Solutions, Inc., contact the Florida Debt Fighters of the Disparti Law Group today for action. We’ll meet with you for free to explain your legal options for pursuing a harassment case.

*The Disparti Law Group provides no personal or legal opinion as to the validity of the complaints received by the Consumer Financial Protection Bureau. The CFPB has authority over debt collection companies with more than $10 million in annual receipts.

Numbers Associated with Transworld Systems, Inc.: