Mileage Plus Branded Credit Card and Checked Baggage Fees

First and second checked bags free for MileagePlusĀ® Club and Presidential PlusSM card members

Terms and conditions

  • The primary Cardmember and one companion traveling on the same reservation are each eligible to receive their applicable standard checked bag(s) free. To receive the applicable standard checked bag(s) free, the primary Cardmember must include their MileagePlus account number in their reservation and use their qualifying United MileagePlus Credit Card from Chase to purchase their ticket(s).
  • The traveler must be a Cardmember at the time of check-in in order to be eligible for free checked bags.
  • One authorized user is eligible to receive the applicable standard checked bag(s) free only if traveling on the same reservation as the primary Cardmember and counted as the one traveling companion eligible for the benefit.
  • Eligible Cardmembers will receive their applicable standard checked bag free on flights operated by United or United Express; codeshare flights are not eligible.
  • Checked bags must meet weight and size restrictions or may be subject to additional fees. Learn more about our baggage policy.
  • Primary Cardmembers are eligible to receive applicable standard checked bag(s) free when they use their miles to book award travel on United-operated flights, as long as they pay for their award ticket taxes and service charges with their qualifying Card and include their MileagePlus account number in their reservation.
  • Primary Cardmembers who are already exempt from checked baggage service charges will not receive additional free checked bags.

Club or Presidential Plus Card members who receive two or more free checked bags through their Premier status will not receive additional free checked bags.

Explorer Card members and Cardmembers with certain other MileagePlus Chase Credit Cards will not receive a free checked bag in addition to the free checked bag(s) awarded through their Premier status.

For additional information on Premier benefits, visit www.united.com/premier.

Club and Presidential Plus Card members will not get additional free checked bags if there are no first and second checked bag service charges applicable to their international travel itinerary.

Explorer Card members and Cardmembers with certain other MileagePlus Chase Credit Cards will not get an additional free checked bag if there is no first checked bag service charge applicable to their international travel itinerary.

  • Unpublished fares, such as priceline.com and Hotwire, are not eligible.
  • New United MileagePlus Chase primary credit Cardmembers will be eligible for their applicable free standard checked bag(s) 2 weeks after account opening.

    Offer subject to change without notice. Other restrictions may apply.

  • Can I get both by status benefit and the credit card benefit?

    No the benefits do not stack. The best way to think about it is the first / second bag fees waived, and you only have one "first9quot; bag. Also address in above T&Cs.

    The higher bag fees are unchanged when first and/or second bag fees are waived.

    And MP branded Chase card holders will be exempt from the BE carry-on & boarding group restrictions

    If I am a Chase MP branded cardholder but used a different card to purchase the ticket, will I still get the bag waiver?

    No, the T&Cs state the card must be active at time of travel.


    United Mileage Plus Credit Card Review

    If you fly on United Airlines often, you’ve probably toyed with the idea of getting the United MileagePlusĀ® Explorer Card. Depending on your travel and credit habits, that might be an exceptionally lucrative idea.

    With the United credit card, you’ll earn 2X miles on purchases made directly with United Airlines, plus one mile per dollar spent on all other purchases. Further, you’ll score plenty of United-specific perks such as the first checked bag free on United flights, priority boarding privileges, and complimentary passes to any United Lounge worldwide. Your miles will never expire and, as a cardholder, you can use miles for any seat on any flight without worrying about blackout dates or capacity controls.

    As you’ll see, the United MileagePlusĀ® Explorer Card is perfect for anyone who flies on United Airlines exclusively and wants some free perks in exchange for their loyalty.

    But, what about everyone else?

    In this review we’ll explore the various benefits of this card, plus offer alternatives that could be even more rewarding. But first, let’s take a look at the United MileagePlusĀ® Explorer Card’s key benefits.

    • Great earning potential on United Airlines purchases. With the United Airlines credit card, you’ll earn two miles per dollar spent on all United Airlines purchases. If you fly with United often, this is a huge perk that should not be overlooked.
    • No foreign transaction fees. Traveling abroad won’t cost you extra with the United MileagePlusĀ® Explorer Card. With this card, you can make purchases overseas without paying foreign transaction fees.
    • Cardholders can book any seat on any flight. Being a cardholder is especially lucrative if you plan to use your miles to book award flights frequently. Cardholders get priority when it comes to rewards, with no blackout dates or capacity controls.
    • Free checked bags on United flights. If you fly on United Airlines all the time, this perk alone could save you hundreds of dollars every year. Just pay for your flight with your card and you’ll score your first checked bag free when you fly.

    Review: Perfect Option for United Airlines Frequent Flyers

    If you pay for United flights with credit all the time, having the United MileagePlusĀ® Explorer Card is a no-brainer. With this card, you’ll earn two miles per dollar spent on all United purchases ā€“ and those miles can add up quickly! You’ll also earn one mile per dollar spent on all other purchases, meaning you’ll always be earning miles as long as you use the card.

    As a cardholder, you’ll also have the ability to book any seat on any flight with your miles. Pair that perk with priority boarding for cardholders and your first checked bag free, and you can see why this card is perfect for people who fly on United all the time.

    United MileagePlusĀ® Explorer Card: What to watch for

    While the United MileagePlusĀ® Explorer Card is ideal for those who only fly on United Airlines, it isn’t a great deal for people who fly other airlines or want to earn flexible rewards. While it’s true you can use United miles for other rewards such as hotel stays and merchandise, you’ll only get around a half cent per mile if you go that route. Getting more value out of your miles requires using them for United flights most of the time, but if you can’t always fly United, this card could be a raw deal.

    The fact that the United MileagePlusĀ® Explorer Card only offers one point per dollar spent on all purchases also puts it at a disadvantage when compared to top travel cards like the Chase Sapphire PreferredĀ® Card. After all, the Chase Sapphire PreferredĀ® Card offers 2X points on all travel and dining purchases ā€“ plus a slew of other travel perks and the most flexibility of almost any other card out there.

    If you want the opportunity to earn more miles, you should probably consider a card that offers flexible rewards and at least one “bonus category.” And if you’re going to fork over a $95 annual fee after the first year, you want to make sure you’re getting the most value possible.

    • People who fly United Airlines almost exclusively
    • Someone who buys plane tickets directly from United frequently
    • Anyone who wants United Airlines perks such as priority boarding and a free checked bag
    • Someone who wants to earn more than one mile per dollar spent on everyday purchases
    • People who want to earn flexible rewards
    • Frequent flyers who aren’t loyal to a specific airline

    How Does It Compare to Other Airline Credit Cards?

    You’ll find there are all kinds of co-branded rewards credit cards that cater to frequent flyers who are loyal to a specific airline. To see how the United MileagePlusĀ® Explorer Card stacks up, we decided to compare it to another airline credit card – the Gold Delta SkyMilesĀ® Credit Card from American Express. The following table highlights the biggest perks and drawbacks each of these cards offers:

    As you can see, the way each of these cards works is eerily similar. The main difference is that the miles you earn with the United MileagePlusĀ® Explorer Card are good on United Airlines and the miles you earn with the Gold Delta SkyMilesĀ® Credit Card from American Express can only be used to book flights with Delta Air Lines. Because of this detail, the card that’s best suited for you depends a lot on which airline you’re most loyal to ā€“ or which one offers the most flights out of your home airport.

    The other big difference between these two cards is which loyalty programs you can transfer points from – and how much those points are worth. Where 1,000 Chase Ultimate Rewards points are worth 1,000 United miles, 1,000 American Express Membership Rewards points are only worth 750 Delta miles. If you plan to earn extra miles with a flexible rewards card and transfer them frequently and are able to fly both United and Delta, the United MileagePlusĀ® Explorer Card is the clear winner here.

    Best Strategy with the United MileagePlusĀ® Explorer Card

    If you are already loyal to United Airlines and want to earn as many miles as possible, it makes a lot of sense to pair this card with the Chase Sapphire PreferredĀ® Card. The Ultimate Rewards points you’ll earn with the Chase Sapphire PreferredĀ® Card transfer to United at a 1:1 ratio, which means you can boost your point balance frequently if you want ā€“ plus maintain access to the Chase Ultimate Rewards program.

    Since the Chase Sapphire PreferredĀ® Card earns 2X miles on travel and dining, you could also leverage this card for those categories in order to earn as many miles as possible. Further, you could consider using your Chase Sapphire PreferredĀ® Card for all purchases ā€“ even flights booked directly with United Airlines ā€“ since you’ll earn 2X miles on travel and flexible points that you can transfer to United at your leisure. Then, you can keep the United MileagePlusĀ® Explorer Card for the extra perks including priority boarding, free checked bags, and no blackout dates for award seats. If you are having trouble picking between the two cards, it might make sense to get both.

    Want to Earn Flexible Rewards? Consider This Card Instead

    If you don’t care about perks like priority boarding and free checked bags, you could forgo the United card altogether and sign up for the Chase Sapphire PreferredĀ® Card instead. After all, this card earns 2X miles on travel and dining, which cancels out the 2X miles you earn booking flights directly with the airline with the United card. And since Chase Ultimate Rewards points transfer to United at a 1:1 ratio, you’ll end up in the exact same spot. And since both cards charge an annual fee, it makes sense to choose one with the most perks and focus your energy and spending in one area.

    One big benefit that comes with choosing the Chase Sapphire PreferredĀ® Card instead is that Chase Ultimate Rewards points are good for more than just United flights. If you find yourself willing to fly with another airline, for example, you can consider one of the other Chase Ultimate Rewards airline transfer partners such as Southwest Airlines or British Airways. Or, you could book travel through the Chase Ultimate Rewards portal at a 20% discount using points. It may help to read our full review of the Chase Sapphire PreferredĀ® Card before you decide, but here are some additional details to consider:

    • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate RewardsĀ®
    • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
    • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
    • No foreign transaction fees
    • 1:1 point transfer to leading airline and hotel loyalty programs
    • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
    • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

    While the United MileagePlusĀ® Explorer Card is a clear winner for people who only fly on United Airlines and want perks like priority boarding and free checked bags, there are other cards to consider that might be more rewarding in the long run. And if you love Chase Ultimate Rewards, it might make sense to get both the United MileagePlusĀ® Explorer Card and the Chase Sapphire PreferredĀ® Card. That way, you can leverage the benefits of both and reach maximum earning potential.

    Still, there are plenty of other travel credit cards to consider if you are willing to consider other airlines and loyalty programs. The directory below lets you compare all of your options and filter cards by the features you value most.

    Best Rewards Credit Card Directory

    Sort, filter, or search for what matters most to find the best rewards credit card for you.


    United Airlines Extends Deal With Chase for MileagePlus Credit Cards

    Shares of United Airlines’ parent soared Thursday after the company announced new credit-card agreements that analysts said could boost earnings.

    United Continental Holdings Inc. announced Wednesday that it had extended deals with Visa and JPMorgan Chase for cards that let members of United’s MileagePlus loyalty program earn miles by using their credit card for purchases. The airline said in a regulatory filing that the deal would boost revenue in the second half of 2015 by about $200 million.

    Helane Becker, an analyst for Cowen and Co., called the agreements “major positive news” that could increase United’s earnings by $1 per share. That could help offset recent weakening in pricing of flights, she wrote in a note to clients.

    UBS analyst Darryl Genovesi raised his forecast of United’s 2015 earnings because of the deals but said any gain in 2016 would be offset by the cost of anticipated new labor contracts and a slightly lower outlook for passenger revenue.

    In the past two years, Southwest, Delta and Alaska also have announced new agreements on their credit cards, which are seen as lucrative, high-margin deals for the airlines.

    United Continental shares were up $3.55, or 6.1 percent, to $61.50 in late-afternoon trading.

    Copyright (2015) Associated Press. All rights reserved. This material may not be published, broadcast, rewritten, or redistributed.

    This article was from The Associated Press and was legally licensed through the NewsCred publisher network.


    Review of the United MileagePlusĀ® Club Card

    Dec 06, 2015 | Updated Dec 24, 2015

    If your questions are not answered by this post, use the ASK button in the top right to tell us what’s missing!

    Although Credit Card Insider does receive compensation from some card issuers as advertisers, this does not in any way influence our overall judgement of a card, or how one card is compared to another. Chase and United Airlines have not endorsed this content in any way.

    The United MileagePlusĀ® Club Card is an expensive premier-level credit card offered through United Airlines. You’ll get 2 miles for every $1 spent on flights with United, and 1.5 miles for every $1 spent on all other everyday purchases.

    You’ll also get a $100 statement credit for making your first purchase, free first and second checked bags for you and a companion, United Clubā„  membership, and access to a variety of Visa Signature & Chase benefits to aid you in travel and shopping.

    Frequent travelers of United Airlines will get the most out of this card. I get into how frequently you need to use it to get your money’s worth in the Bottom Line. If you’re interested in that immediately click here, otherwise, read on below.

    For People with

    • Annual Fee: $450
    • Interest Rate: 16.24% - 23.24% *Variable
    • Earn 2 miles for every $1 spent on United Airlines purchases
    • Earn 1.5 miles for every $1 spent on all other purchases
    • Miles never expire

    The information for United MileagePlusĀ® Club Card has been collected independently by Credit Card Insider. The card details on this page have not been reviewed or provided by the card issuer.

    • 2 miles for every $1 spent on United Airlines flight purchases
    • 1.5 miles for every $1 spent on all other purchases
    • A $100 statement credit after you make your first purchase
    • Miles that never expire

    You can use your miles to book any available seat, at any time, on any United flight. When seats are available for sale, you can redeem them at the MileagePlus Standard Award level.

    MileagePlus Standard Award level offers exclusive seat availability on flights with United, United Express and Copa Airlines. If someone without Standard Award level wants the last seat on a flight and can pay for it, you have the chance to claim it first.

    • United Club Membership: Up to a $550 value per year, includes free access to all United Club locations and participating Star Allianceā„¢ affiliated lounges worldwide.
    • Concierge Services: 24/7 assistance with referrals and reservations worldwide.
    • Premier AccessĀ® Travel Services: Priority check-in, security screening (where available), boarding, and baggage handling privileges.
    • Free first and second checked bags for you and one companion on the same reservation: This saves you around $240 per round trip. $25 for the first checked bag each way, per person, and $35 for the second standard checked bag each way, per person.
    • Platinum status in the Hyatt Gold Passport program: Platinum status includes a 15% Hyatt Gold Passport point bonus, a preferred room (including a room on a higher floor or a larger room, based on availability upon arrival), complimentary premium internet access where available, and 2:00 p.m. late checkout. Register here »
    • Access to Hertz Gold Plus RewardsĀ® program: Registering for free will allow you to earn 1 Gold Plus Rewards Point on eligible car rentals.You’ll also have access to designated Gold Plus Rewards parking stalls, and get exclusive email offers. Register here »
    • Luxury Hotel & Resort Collection privileges: Includes room upgrades, complimentary daily breakfast for two, early check-in, late checkout, and other amenities at more than 750 luxury hotels and resorts worldwide.
    • Inside Access from Chase: Cardholders get access to private experiences from celebrity meet-and-greets to private culinary and sports events. For more information go to InsideAccess.com »
    • No fees on close-in award bookings on United tickets
    • Fraud Protection: You will not be held responsible for unauthorized use of your card.
    • Chip-and-Signature Technology: For added protection when shopping. You can find more information on EMV technology here »
    • Emergency Card Replacement

    This card comes with Visa Signature and Chase benefits. Benefits are features that make shopping, travel, or other aspects of life easier and more secure.

    You will be provided with a list of what’s available to you when you get your card in the mail. To learn more about credit card benefits check out our guide »

    • Purchase Protection: Purchases on eligible items are covered for 120 days against theft or damage; up to $10,000 per claim and $50,000 per year.
    • Price Protection: If a purchased item is found being advertised for a lesser price within 90 days, you may be reimbursed the difference if you contact the issuer and provide them with proof of the price difference. For eligible items only; up to $500, limited to $2,500 a year per account.
    • Extended Warranty Protection: Eligible warranties of 3 years or less can be extended up to an additional year.
    • Return Protection: If a merchant won’t take back an item within 90 days, you could be reimbursed for eligible items if you contact the issuer; up to $500 per item; limited to $1,000 a year per account.
    • Travel and Emergency Assistance: Provides help with emergencies, including legal and medical referrals.
    • Trip Cancellation / Trip Interruption Insurance: If a trip is disrupted for an eligible reason, provides reimbursement up to $10,000 for non-refundable costs. Eligible reasons include severe weather and sickness.
    • Lost Luggage Reimbursement: If checked or carry-on bags are lost or damaged, you get reimbursed up to $3,000 per passenger.
    • Baggage Delay Insurance: Reimbursement for purchases such as toiletries and clothing when baggage delays go beyond 6 hours by the passenger carrier; up to $100 a day for 3 days.
    • Auto Rental Collision Damage Waiver: Provides coverage against theft and collision, as long as the car rental company’s own insurance is declined.

    Overall, the United MileagePlus Club Card is a great card for frequent travelers of United. Keep in mind though, you are paying $450 per year, except for the first year, which will cost $350 after the $100 statement credit.

    To get your money’s worth, you’ll want to be sure to:

    • earn lots of miles
    • use the airport lounges that come as a part of the United Club membership
    • use the free first and second checked bags
    • take advantage of the other travel perks and benefits

    How many miles will you need to earn to make this card worth it? Well, currently you can book 1 round-trip economy class flight on United Airlines from New York to Los Angeles for 25,000 miles, first-class tickets are 50,000 miles.

    For a round-trip flight across the United States you’d need to spend $12,500 on United Airlines flights at 2 miles for every $1 spent. This will give you 25,000 miles.

    To figure out the exact amount of miles you need to earn for your flight, check out United’s website »

    The good news is, miles don’t expire as long as your account is in good standing, so if you wanted to you could take 2 or more years to earn a free round-trip ticket. To do this y ou’d need to e arn 12,250 miles per year by spending $6,250 on United Airlines flights at 2 miles for every $1 spent. This will give you 12,250 miles each year, for a total of 25,000 miles.

    This might seem like a lot of miles to earn to make this card worth it, but remember, miles aren’t the only reason it’s worth getting. Normally airport lounge access alone costs $550 per year without the card, so if luxury lounges are a travel perk that matter to you, this factor alone could make it worth it.

    Aside from airport lounges, the other perks and benefits that come with this card also make traveling cheaper and more convenient. You won’t have to pay the normal airline fee for your luggage with free first and second checked bags for you and a companion, which saves you roughly $240 per round trip.

    It costs $25 for the first checked bag each way, per person, and $35 for the second standard checked bag each way, per person. That’s pretty awesome for simply using a credit card. And to top it off, you’ll get priority boarding with access services, so you won’t have to wait in line with everyone else.

    All in all these factors make for a solid travel card. As always, be sure to know what features you are going to use before you apply. That way, you’ll be sure to get the most out of your credit card.

    A word of caution, you do not want to get this card if you only plan on traveling with United Airlines once. If that’s the case, and you don’t travel on other airlines frequently, there’s no point to getting a travel rewards card. You simply won’t earn enough points to make it worth it. If you still want to earn cash back or other rewards for using a credit card, consider looking into a rewards credit.

    Check out our picks for the Best Rewards Credit Cards ā€“ 2015 to get started.

    If you do fly frequently on different airlines you’re better off with a travel rewards card that you allows you to earn miles for all or most of your flights, rather than that just one airline, such as the Discover itĀ® Miles. With it, you’ll earn 1.5 miles for every $1 spent on all purchases at no annual fee, which is much less of an investment than the $450 annual fee that comes with the Club Card.

    And to top it off, Discover will currently double the miles you earn at the end of the first year, which means you’re actually getting 3 miles for every $1 spent on all purchases. This is a huge reward for a travel card with no annual fee.

    What’s your experience been with the MileagePlus Club Card? Click here to leave your own review of this card for other visitors.

    Other United Airlines Credit Cards

    United also offers the United MileagePlusĀ® Explorer Card, which comes with a $95 annual fee that’s waived the first year. It offers 2 miles for every $1 spent on flights with United, and 1 point for every $1 spent on all other purchases like the Club Card.

    And United offers 2 different business cards. First is the United MileagePlusĀ® Club Business Card, which is the same credit card as the Club Card except it’s meant for business owners. Next, there’s the United MileagePlusĀ® Explorer Business Card, which is the business version of the United MileagePlusĀ® Explorer Card. With this card you’ll get the same rewards as the Explorer, as well as account management options for employees.