Victoria’s Secret Credit Card Reviews & Ratings

Victorias scret credit card

Victoria’s Secret Credit Card Information

  • Cardholders will receive a $10 reward ($15 for Forever Angels) for every time they earn 250 points. So the more they shop, the more rewards they’ll get.
  • Cardholders can earn triple points on every bra purchase (including clearance). In addition to that, cardholders can pick one day per year to earn triple points on all their purchases.
  • Victoria’s Secret provides free shipping on purchases that include a bra all year long.
  • Victoria’s Secret provides an exclusive gift on their every cardholder’s birthday.
  • Victoria’s Secret provides exclusive invites to an Angels only shopping events and scores extra offers throughout the year.
  • Card owners can get automatically upgraded to Angel VIP status after earning 500 points for even more perks. Earn 1000 points to become a Forever Angel and get all the best offers and gifts.

Columbus, Ohio 43218-3003

Victoria’s Secret Credit Card Login | Bill Payment Online

Victoria’s Secret Credit Card provides login portal for their customers to be able to manage their account, through which they can pay their credit card bill and activate their newly received credit card. The customers will receive a $10 reward ($15 for Forever Angels) every time they earn 250 points, so that means the more you shop, …

Apply for the Victoria’s Secret Credit Card | Application Form Status

The Victoria’s Secret Credit Card provides an enroll portal for the willing customers to apply for a new credit card. The Victoria’s Secret Credit Card is provided by Comenity Bank. Victoria’s Secret provide numerous rewards for their regular customers. Customers need to enroll themselves to check and redeem their points. Benefits of the Card: Cardholders will …

Apply for a Victoria's Secret Credit Card Online

About the World Financial Network Bank

World Financial Network Bank is a credit card banking based in Columbus, Ohio. The company issues normal credit cards and other theme credit cards like here with a total assets over 5 billion.

About the Victoria's Secret Angel Credit Card

Victoria's Secret Credit Card is a theme card specially for fans of Victoria's Secret issued by World Financial Network Bank. Anyone with a valid security number and with the age above 21 could apply online or in person at any store site of Victoria's Secret nearby. Besides the basic functions as a credit card, this angel card provides extra information and astonishing discounts.

Using this credit card as normal functions, you can complete online payments, check out all the transactions, consume under credit limit, pay the bills under minimum payment amount and due date, all of the previous are under strict protections of internet and financial transactions. More than that, as a member card of Victoria's Secret, anyone who owns this card will receive birthday surprises each year and special offers in new styles and items during the semi-annual sale.

How can you Apply for a Victoria's Secret Credit Card Online?

Before you begin, you will need to prepare the following:

  1. A computer with internet access and a valid social security number.
Detailed instructions:
  1. Go to to start your first of three steps in obtaining an exclusive credit card of Victoria's Secret.
  2. Fill in all your information as required, such as personal information, income information, mailing address information, e-mail information and phone information.
  3. You can also apply for an additional card for an authorized buyer from you. If not, go to the next step and check out whether some of the extra services are in your need. After you've inputted all the information and confirmed all the services you would like to share, you can submit your request and wait for the response. In less than one week you will find out the result and receive your credit card in one month if everything goes well.

The VS credit card is the identity of both the Victoria's Secret and World Financial Network Bank, whoever owns it could fulfill a maximal use of their money and enjoy the biggest profits from Victoria's Secret as a client.

Victoria's Secret Angel Credit Card Reviews

Victorias scret credit card

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From Cardholders in the last year

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4.5 out of 5 stars

3.5 out of 5 stars

Most of the complaints on here are in regards to late payments. They dont have to waive your late fees. Pay your bills on time! You know when they are due every month, be responsible. The interest rate shouldn't be a problem either, if you are only spending what you can afford. Get this card if you're a responsible adult and want to get rewards.

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I had this card for three years. I started out as 250, and ended at 3200. I had no problems with this card at all.

Yet, I need to yell about this. Customer service is horrifying. They are so rude and give you an attitude when you need help. Also, the interest rate is so high. Nothing will go wrong if you pay on time. If you don't, beware of the 5 calls a day.

Now this was my first card that built my credit. I think it is time to end this card for good. Too addictive, too horrible, and too much.

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These reviews were written by current and former cardholders in the last year.

So where do I begin? I've been with VS for 3 years. I have auto payments set up through my bank for the minimum amount due. I don't use it that often, so I set it and forget it. Upon looking into my account one day, I noticed VS have been charging me a let fee if 27.00 for the past 6 months even when I was making July auto payments on time. Their excuse was my minimum balance changed from 25 to 27 dollars. So for 2 extra dollars VS charged me a late fee of 27.00. So 12.00 cost me 135.00. They refused to refund me the late charges. I didn't get an alert or anything saying my minimum balance change. Their response to me was I should of checked my monthly statement. My loss. Needless to say, I shut down my account, in order to retain me they offered to remove just one late fee! REALLY VS? Good Riddance!

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Take them to small claims court.

Oops I read wrong, you set up auto pay through your bank. ouch.

so it's their fault you made a mistake? lol.

So long as you're conscientious about paying your bill online, as that's the only convenient option since the stores require either cash or cheques (the average person doesn't always carry this), and keeping your balance minimums to a 9% or lower if you're going to carry over month to month, while making your payments, you should be good.

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I used it a couple of times during Christmas, not that it really offered any benefits but figured I could pay it off after. in February I receive this bill for over $130 and I was very surprised. I honestly did not bother checking the charges and proceeded to pay it off. It's been 3 months and I'm still getting charged $28 monthly for no reason at all. I've called their customer service and it's the worst, the machine hangs up on me whenever I try speaking to someone. DO NOT EVER GET THIS CARD!

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This is the only credit card I own or have ever owned that does not allow you to set up recurring monthy auto payments. I set up everything I own on auto pay so I don't have to worry about anything being paid late. The max you can set up is two payments so after the second one I completely forget about setting up two more until they call me to tell me my payment is past due. At this point they have already charged a 27.00 late fee and will not refund it. They are obviously making a ton of money by not giving their customer the ability to set up auto payments and then charging late fees. It is 2017, technology capabilities are endless so this is absolutely ridiculous that they do not have such a simple feature.

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Don't bother! The customer service is TERRIBLE, your points expire, the quality of merchandise has declined and the card has little to no benefits for loyal customers. I'd put to spend my money elsewhere.

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I love the rewards program on this card. I just got the card 2 weeks ago and it has already reported to the credit bureaus!

Yes, the APR is high but pay your bill on time and you'll be fine 🙂 I'm 28 points away from my card upgrading already.

I shop, pay, and repeat!! I got it via the SCT! Scores are 643 TU and 628 EQ.

Oh & customer service is really friendly and. THEY SPEAK ENGLISH :))

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I've had my VS credit card for a little over one year they started me out with a 250 cl and I have continued to hit the luv button but I'm always denied.Ive always paid on time but I have carried balances but always paid,I have now paid it off in full a month ago only make small purchases.any feed back on this?

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Do not leave a balance on your card keep paying it off in full find out when they report to the credit bureaus, they may let you switch your due date, you say you make small purchases is it 30% try utilizing only 10% or less

I've just got approved With a cs of 598- Cl $250 the application process was very easy, I know. It's not much but it's a start..

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Just found out my credit score dropped over 100 points today to 650! I've never seen the 600's in my lifetime so I naturally had to get to the bottom of it. Found out a miscellaneous $15 from the VS card from a few months ago had been racking up fees and charges for months without any email notifications from Victoria Secret. Well I've got news for you Victoria Secret I hope you enjoyed scamming that extra $60 from me with your shady banking practices, you've lost out on tens of thousands. Who doesn't send an email notification that your delinquent? A shady banking company that is out to scam consumers out of their hard earned cash. An organization like this won't be privvy to my earnings. After discovering the root cause of the 100+pt. drop I immediately paid the full balance on the account (fees, charges, and all) and requested the card be canceled in writing. As VS angel card continues to prey on college kids and struggling 20 yr olds who must try to steadily pay off huges interest fees, they ****ed with the wrong consumer today. VS please think twice before you fail to notify someone making over 6 figures of a $15 charge, taking down their credit score, and thinking you'll get a free $60 without repercussions. Guess what all of the future dollars that would've gone to Victoria Secret will now go to Lululemon, Athleta, and anywhere but there.